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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Loans made easy

Simple, great rate and easy to deal with. Reviewed on: 21st December 2016

Brilliant!!

Twice I have had a loan from Zopa now and both times have been great. quick and easy, and money in your bank :) thank you Zopa Reviewed on: 21st December 2016

excellent

I dont have the best credit history but zopa made it easy, no lengthly questionaires or waiting times i couldnt believe has quick the loan went through. i would defo recommend to all friends and family. Reviewed on: 21st December 2016

Better than my own bank

Taking out a loan was really quick and easy compared with my own bank. Reviewed on: 21st December 2016

Fast, easy and hassle free

I've not been the best at managing my finances this year and was in a tight space. With Zopa, I applied for a small loan and had a response back fairly quickly. The money was available in my account the next day. Thanks to the lenders of Zopa, I got out of a tight gap quickly, no hassle and an incredibly reliable service. Would use again and recommend to friends. :) Reviewed on: 21st December 2016

Very good

Fast service, amazing constumer service Reviewed on: 21st December 2016

excellent quick service

Excellent service all round with common sense decision making. Reviewed on: 21st December 2016

Reasonable Apr, quick and easy to apply and in my bank in 3 days HAPPY ME

5 stars, start to finish, 100% HAPPY & would recommend to anyone who asked or talked about loans Reviewed on: 20th December 2016

Life changing

A friend recommended me I was amazed customer service ace,I like the whole idea of ordinary people helping other people who are in need. I was left alone with two children and Zopa helped me get my live back. Reviewed on: 20th December 2016

Quick and reasonable rates

I have two loans with Zopa. They are very good and helped me when others wouldnt and the interest rates were better Reviewed on: 20th December 2016

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