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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Hassle free loans

5
I have used Zopa twice in the past and find it is a hassle free experience, you are told promptly if you are suitable for a loan, the funds are delivered fast and the loan rate is excellent, a lot less hassle than most banks, would always use Zopa as the first place to go when needing extra funds for a big project, keep up the good work....... Reviewed on: 21st December 2016
martin hilton's avatar
martin hilton

Loans made easy

5
Simple, great rate and easy to deal with. Reviewed on: 21st December 2016
Luke Paul's avatar
Luke Paul

Brilliant!!

5
Twice I have had a loan from Zopa now and both times have been great. quick and easy, and money in your bank :) thank you Zopa Reviewed on: 21st December 2016
Ross Cummings's avatar
Ross Cummings

excellent

5
I dont have the best credit history but zopa made it easy, no lengthly questionaires or waiting times i couldnt believe has quick the loan went through. i would defo recommend to all friends and family. Reviewed on: 21st December 2016
jane seddon's avatar
jane seddon

Better than my own bank

5
Taking out a loan was really quick and easy compared with my own bank. Reviewed on: 21st December 2016
eva halloran's avatar
eva halloran

Fast, easy and hassle free

5
I've not been the best at managing my finances this year and was in a tight space. With Zopa, I applied for a small loan and had a response back fairly quickly. The money was available in my account the next day. Thanks to the lenders of Zopa, I got out of a tight gap quickly, no hassle and an incredibly reliable service. Would use again and recommend to friends. :) Reviewed on: 21st December 2016
Dominic Davies's avatar
Dominic Davies

Very good

5
Fast service, amazing constumer service Reviewed on: 21st December 2016
Andreia Oliveira's avatar
Andreia Oliveira

excellent quick service

5
Excellent service all round with common sense decision making. Reviewed on: 21st December 2016
Andrew Johnston's avatar
Andrew Johnston

Reasonable Apr, quick and easy to apply and in my bank in 3 days HAPPY ME

5
5 stars, start to finish, 100% HAPPY & would recommend to anyone who asked or talked about loans Reviewed on: 20th December 2016
Zak Knight 's avatar
Zak Knight

Life changing

5
A friend recommended me I was amazed customer service ace,I like the whole idea of ordinary people helping other people who are in need. I was left alone with two children and Zopa helped me get my live back. Reviewed on: 20th December 2016
janet bagan's avatar
janet bagan

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