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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy

Very easy to sort out and a great rate. Would highly recommend for anyone looking for a great short term loan. Reviewed on: 20th December 2016

Would not borrow from anyone else

Easy, quick, good rates, early repayment options with no fees. Reviewed on: 20th December 2016

Fast, seemless and professional service

The process of applying for a loan was quick and easy. A prompt decision allowed us to purchase our dream kitchen at a really competitive rate. The repayments were automated for us too so everything was approved and processed seemlessly on-line. Would definitely recommend. Reviewed on: 20th December 2016

Easy friendly quick and competitive

I took out a loan at the best interest rates I found Reviewed on: 20th December 2016

All round very good product, service and information.

Easy to apply, good competitive rates of interest, quick decision, good communication and easy to monitor my account. Reviewed on: 20th December 2016

Zopa is very nice company they give good deals as well . And also good customer service

I like zopa .zopa is brilliant for every customer Reviewed on: 20th December 2016

Great easy friendly service

Taking out a loan with Zopa was fast and easy with affordable monthly repayments Reviewed on: 20th December 2016

Great service

It was very good and smooth service with no problems at all Reviewed on: 20th December 2016

Great - does exactly what it says

So helpful and would definitely use again Reviewed on: 20th December 2016

Thank you!

The first mini check is so user friendly and you can find out before you start a full check which let you know if you will be declined before actually completing a full comprehensive check! Reviewed on: 20th December 2016

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