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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Stress free application

I have never had such an easy application for a loan. Fantastic communication at every stage of the application process and funds transferred in super quick time. Complete flexibility to repayment date so easy to manage via the website. Would highly recommend. Reviewed on: 19th December 2016

Great overall experience

It was so easy to apply for, we set the repayments to what we wanted and the money was in our account quickly. No problems with early repayment. A great personal loan. Reviewed on: 19th December 2016

Secure and sensible company

Borrowed money for car purchase and the website and whole process was easy to follow and all information was there for me to make a judgment on whether the terms suited me. Interest rate was competitive and one of the elements I liked, was that a lump sum could be paid into the loan whenever I wanted to reduce the length of loan time, so flexible. Reviewed on: 19th December 2016

outstanding

fast and straight forward everything was easy to do no hidden catches Reviewed on: 19th December 2016

Where have you been all my life?!

Easily the simplest and quickest loan approval ever with no fuss! Reviewed on: 19th December 2016

big surprise how easy it it is with zopa

Everything very simple, friendly, low interest rate. A+ for me Reviewed on: 19th December 2016

Really easy process

Really easy process of applying for money, you know within a few minutes if you've been accepted or if they need a little more info, then within days the money is in your account. Easy to manage online to move payment dates or make extra payments etc Reviewed on: 19th December 2016

Top service

First class speedy service from zopa Reviewed on: 19th December 2016

Straightforward, affordable loans - easy to set up

Information about loans and interest rates was clear and easy to understand, also very competetive. Setting up the loan was quick and easy, and the money was transferred to my account within a couple of days. Reviewed on: 19th December 2016

Zopa With Ease

Taking out a loan with Zopa was a quick and easy process ,together with low interest rates I am able to make manageable payments avoiding dents in my monthly budget. The whole experience continues to be a one of satisfaction.. Reviewed on: 19th December 2016

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