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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great - does exactly what it says

So helpful and would definitely use again Reviewed on: 20th December 2016

Thank you!

The first mini check is so user friendly and you can find out before you start a full check which let you know if you will be declined before actually completing a full comprehensive check! Reviewed on: 20th December 2016

Excellent provider

Would happily recommend Zopa to anyone. The whole application process was simple and straightforward Reviewed on: 20th December 2016

easy, fast and great rates

Taking out the loan is simple, apply online, accept the offer and bang the money is in your account before you know it. It was also the best rate around. Reviewed on: 20th December 2016

loan

Very very good service great rates would recommend to family and friends many thanks Reviewed on: 20th December 2016

Fast easy and friendly loan company

Zopa had the best rates available to me and my first loan was approved and in my bank within a week all done online with no phone calls. Then I checked my rates and zopa gave me a better deal with lower interest rates this was approved the same day and in my bank in three days. I then paid my old loan off with no early repayment charge. Reviewed on: 20th December 2016

Fast, no fuss, reasonable rates.

Low interest rate appealed to me. Service was quick. Process was easy. Staff were knowledgeable and friendly. I would definitely recommend. Reviewed on: 20th December 2016

Excellent service

Zopa have been excellent and have had a very professional service Reviewed on: 20th December 2016

Very good service. I got a decision about my loan instantly and the money was in my account within few hours after accepting my application. Very impressed!

Received instant decision about my loan application and the money was in my account within hours. No more paper works. All process online. Very easy to do. The documents were sent online for verification. Also, interest rates are much better than other bank rates. Very happy customer. Would recommend to anyone. Reviewed on: 20th December 2016

Easy lending

Quick and hassle free at a great rate Reviewed on: 20th December 2016

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