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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic Service!!!

I took a loan with Zopa, it was a quick easy online process and their customer service is particularly excellent!! Reviewed on: 20th December 2016

"Z" may be LAST in the alphabet, but...

"Z"opa was FIRST for being prepared to offer me a personal loan, (when I really needed it), after the High-Street banks had turned me down! "Z"opa was FIRST when it came to offering me the 'best' interest-rate around! "Z"opa was FIRST for speed of reaction in making their decision to offer me the loan & for depositing the required funds into my bank account! "Z"opa was FIRST for customer-service, whenever I needed any relevant information - ALWAYS presented in a customer-friendly & customer-focused manner & customer-understandable format! I have now had 2 separate affordable (low-interest) personal loans, via Zopa, each having been successfully repaid over the loan term periods mutually agreed - which I found in reality to have been the most agreeable & the most appropriate for ME personally! So, "thank you!" ...ZOPA... FROM: "Z" Through..."O"...Through..."P" TO: "A" Reviewed on: 20th December 2016

Great rate, easy process, perfect!

I was looking for a loan, Zopa where much more than competitive and really easy to deal with. Flexible too, fantastic. Reviewed on: 20th December 2016

Fantastic service

Every aspect of the process going online to receiving the funds went smoothly. Reviewed on: 20th December 2016

No strings, no-nonsense, no problem !

A first class service, no strings, no nonsense, plain speaking company...a pleasure to deal with both lending or borrowing Reviewed on: 20th December 2016

very good loan for very good conditions

very good loan for very good conditions. Got quick and easy money with really good interest rate Reviewed on: 20th December 2016

Stress free

What a great and easy experience getting a loan from Zopa, the interest rates are great and the service to get the money was stress free. Reviewed on: 20th December 2016

Quick and efficient!

Easy, smooth and stress free transaction! Reviewed on: 20th December 2016

Easy process, great rates

Needed a small loan, better rates then a bank, quick application and process. Perfect Reviewed on: 20th December 2016

Best loan company

I have had three Zappa loans and they have been the best provider on the market offer excellent rates. Reviewed on: 20th December 2016

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