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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great rate, easy process, perfect!

I was looking for a loan, Zopa where much more than competitive and really easy to deal with. Flexible too, fantastic. Reviewed on: 20th December 2016

Fantastic service

Every aspect of the process going online to receiving the funds went smoothly. Reviewed on: 20th December 2016

No strings, no-nonsense, no problem !

A first class service, no strings, no nonsense, plain speaking company...a pleasure to deal with both lending or borrowing Reviewed on: 20th December 2016

very good loan for very good conditions

very good loan for very good conditions. Got quick and easy money with really good interest rate Reviewed on: 20th December 2016

Stress free

What a great and easy experience getting a loan from Zopa, the interest rates are great and the service to get the money was stress free. Reviewed on: 20th December 2016

Quick and efficient!

Easy, smooth and stress free transaction! Reviewed on: 20th December 2016

Easy process, great rates

Needed a small loan, better rates then a bank, quick application and process. Perfect Reviewed on: 20th December 2016

Best loan company

I have had three Zappa loans and they have been the best provider on the market offer excellent rates. Reviewed on: 20th December 2016

Easy to manage

Easy to keep up to date with payments Reviewed on: 20th December 2016

Very helpful

Kind professional helpful company Reviewed on: 20th December 2016

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