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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

So easy and quick recommend highly

Paid this loan in under a year no early repayment fees soo happy days Reviewed on: 19th December 2016

Hassle free loan from applying to being accepted

Was looking for a new car and when found one carried out a search for best loan deals. Zopa loan came out on top of best interest rates deals, applied and funds were readily available very quickly. Reviewed on: 19th December 2016

Best rate, best service, best people

you don't find many places that bring together a great product and a great customer service. You can find it at Zopa. Reviewed on: 19th December 2016

Recommended to several family and friends!

Have taken out a few loans over the years, easy to get a decision and straightforward process. Like the way you can pay off a bit extra if you want to pay off quicker. Reviewed on: 19th December 2016

Most competitive loan

I have had a great experience with zopa, they have the best rates available and the customer service has been excellent. Even though my credit history isn't perfect, they approved my loan and kept me informed as they could see that the repayments were affordable to me. I would recommend zopa as the best choice to anyone looking for a loan Reviewed on: 19th December 2016

Great service

Very straight forward process , highly recommended! Reviewed on: 19th December 2016

So quick and easy to apply from start to finish

After a number of years not applying for credit I looked at your website thinking I would not get it I was so pleased that with the money I could help my son and fiancée to sent up home ready to welcome there child and my first grandchild to the world who is our little miracle as both were told that they were unlikely to have children naturally so to get this loan was a great help Thank you Reviewed on: 19th December 2016

A great service when I needed help in a hurry, and a great interest rate.

Very happy with the speed of the loan and the keen interest rate. Reviewed on: 19th December 2016

Quick, simple and no hassle

Fantastic company, so quick and easy to apply! Hassle free way for a loan Reviewed on: 19th December 2016

Really like the idea behind Zopa where people lend to people and the interest rate is very competitive.

Our boiler packed in this time last year and I needed a quick and simple loan to buy a new boiler. Zopa provided a no fuss loan and I am very happy with the loan arrangement and the amount that I pay back over the term. I would definitely recommend Zopa over other loan providers. I found Zopa on Martin Lewis' web site and it was through his recommendation that I contacted Zopa. Thanks Reviewed on: 19th December 2016

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