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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Hassle free loan application process, great interest rate and easy to extend the loan amount when needed

Zopa were the lowest interest rate I could find and were easy to deal with on the original application and when I wanted to top up it was really easy. It's nice to know your interest payments are going to peer lenders rather than the big banks. Reviewed on: 20th December 2016

Really easy to use, efficient underwrite

A very quick and efficient service, money was transferred easily within 24 hours. Would use again Reviewed on: 20th December 2016

Upfront easy appproach personal lender

I needed a quick short term loan to buy a car. I found using Zopa a quick Straight forward way of borrowing money hassle free. Reviewed on: 20th December 2016

excellent Ethos

Easy to use, adjust and repay. Very clear contract and happy that interest does not go to a large banks. Never had any issues Reviewed on: 20th December 2016

No complaints, good service

Everything was straight forward and easy to comprehend Reviewed on: 20th December 2016

Exelent service

Had three loans and had no problem s and can pay off early with out any problem . Reviewed on: 20th December 2016

very good and very quick

It was very good. Not asking lot of questions. Approved it quickly. Monthly payment is affordable.for a normal family. Reviewed on: 20th December 2016

Quick, Easy, No fuss :)

Easy to apply & a quick answer without any fuss, easy to do business with. I would & have recommended Zopa. Reviewed on: 20th December 2016

Quick and convinient

No fuss. Decision in minutes. Money in your account in 2 days. Reviewed on: 20th December 2016

No fuss, no bother, no problem

I found it so easy to take out my second loan with Zopa Reviewed on: 20th December 2016

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