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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and convinient

No fuss. Decision in minutes. Money in your account in 2 days. Reviewed on: 20th December 2016

No fuss, no bother, no problem

I found it so easy to take out my second loan with Zopa Reviewed on: 20th December 2016

Fast service

It was easy application and money has been in my account very fast Reviewed on: 20th December 2016

Quick simple easy

Best and easiest loan I've ever had. Great customer service and even better rates. I would recommend Zopa to everyone and indeed have been doing so. Reviewed on: 20th December 2016

so quick and easy to get what I wanted

Needed a large unsecured loan and my bank would lend but the interest rate was high so applied for a Zopa loan at a extremely low rate and saved over £2000 in interest!!! Thanks Zopa. Reviewed on: 20th December 2016

THE BEST LOAN EXPERIENCE!

A SUPER COMPANY TO DO BUSINESS WITH & AN INFORMATIVE TEAM TO HELP YOU UNDERSTAND YOUR LOAN & WHERE YOU STAND WITH IT. THOROUGHLY RECOMMEND THIS LOAN FACILITY TO ANYONE WITH THE CONFIDENCE THAT YOU WILL NOT BE DISAPPOINTED! Reviewed on: 20th December 2016

Brillaint

Great service, very reasonable and got me out of a tight spot! Reviewed on: 20th December 2016

Just a brilliant loan company .

The whole zopa experience is hassle free , low rates easy to get around website . An absolute joy to be honest. Reviewed on: 20th December 2016

No nonsense no frills and great service !

very easy application with terms and interest rates to suit all pockets Reviewed on: 20th December 2016

Simple The Best

Great service from start to finish very helpful staff,Easy and straight forward talking no hard sell, That is what made me choose Zopa along with the low rates Make life easy with a Zopa Loan Reviewed on: 20th December 2016

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