Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Taking finance

Absolutely fantastic loan provider,great rates,& great customer service, & a hassle free service. Reviewed on: 19th December 2016

No hassle, immediate great service!

They have been a pleasure to do business with. Monthly updates have kept me well informed and I have never felt bothered by them. I would highly recommend them. Reviewed on: 19th December 2016

Quick & Painless

Great loan service. Application process was easy and quick. Very happy so far. Reviewed on: 19th December 2016

Great loan company

Great efficient company no hidden gimmicks straight forward with good payment options over a choice of years!would get a loan again if needed with this company Reviewed on: 19th December 2016

Excellence advice and guidance

The team are very helpful and thoroughly explain the loan agreement ensuring you understand all the best options. Reviewed on: 19th December 2016

low cost loans

low interest rates and easy to use website. customer service is excellent and not only explains p2p lending it makes it very easy. highly recommended Reviewed on: 19th December 2016

Quick and easy to use

The experience was quick and easy and found out very fast Reviewed on: 19th December 2016

Easy online

It was very easy to take this loan online! Great rates and the customer service is just perfect. I have recommended zopa to my family and friends!! Reviewed on: 19th December 2016

Went back on what they said they'd do.

I had to replace my vehicle so I needed to end my existing loan by taking out a new one. Zopa said they'd automatically pay off my existing loan with the new one. Instead, they left both loans running, causing me all sorts of problems. To add insult to injury they then denied what I'd been told and read. Reviewed on: 19th December 2016

My experience with zopa

I found zopa simple to understand, reaonable in repayments & quick to get back to you. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from The Co-operative Bank 3.25 from 4 reviews
Payday Loan (discontinued)
from Loans at Home (inactive company) 3.46 from 10 reviews
Loans
from Hoot Credit Union 5.00 from 12 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub