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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

No fuss, no bother, no problem

I found it so easy to take out my second loan with Zopa Reviewed on: 20th December 2016

Fast service

It was easy application and money has been in my account very fast Reviewed on: 20th December 2016

Quick simple easy

Best and easiest loan I've ever had. Great customer service and even better rates. I would recommend Zopa to everyone and indeed have been doing so. Reviewed on: 20th December 2016

so quick and easy to get what I wanted

Needed a large unsecured loan and my bank would lend but the interest rate was high so applied for a Zopa loan at a extremely low rate and saved over £2000 in interest!!! Thanks Zopa. Reviewed on: 20th December 2016

THE BEST LOAN EXPERIENCE!

A SUPER COMPANY TO DO BUSINESS WITH & AN INFORMATIVE TEAM TO HELP YOU UNDERSTAND YOUR LOAN & WHERE YOU STAND WITH IT. THOROUGHLY RECOMMEND THIS LOAN FACILITY TO ANYONE WITH THE CONFIDENCE THAT YOU WILL NOT BE DISAPPOINTED! Reviewed on: 20th December 2016

Brillaint

Great service, very reasonable and got me out of a tight spot! Reviewed on: 20th December 2016

Just a brilliant loan company .

The whole zopa experience is hassle free , low rates easy to get around website . An absolute joy to be honest. Reviewed on: 20th December 2016

No nonsense no frills and great service !

very easy application with terms and interest rates to suit all pockets Reviewed on: 20th December 2016

Simple The Best

Great service from start to finish very helpful staff,Easy and straight forward talking no hard sell, That is what made me choose Zopa along with the low rates Make life easy with a Zopa Loan Reviewed on: 20th December 2016

Super Dupa Zopa

Applied for a loan to buy a car on line it was so easy fill out the forms, sit back and wait for your reply,once approved the money was sent to our bank .This is a company you can trust. Reviewed on: 20th December 2016

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