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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super Dupa Zopa

Applied for a loan to buy a car on line it was so easy fill out the forms, sit back and wait for your reply,once approved the money was sent to our bank .This is a company you can trust. Reviewed on: 20th December 2016

fuss free, positive experience

I have had a positive experience with Zopa as a load service. I particularly like the lending principles used by this company. I have and will continue to recommend friends and family. Reviewed on: 20th December 2016

great loan

easy process good service excellent interest rate Reviewed on: 20th December 2016

Out Standing Customer Service

I applied for a lone and it was fast efficient and no wast of my time outstanding service Reviewed on: 20th December 2016

Saved me money and helped me out

I need to consolidate some debt after buying a house and Zopa was able to help me do so! Reviewed on: 20th December 2016

Easy to set up and arrange

Easy application, fast decision, great payment options, would go to this company again with no hesitation at all Reviewed on: 20th December 2016

Great provider with good interest rates

Great first experience will definitely use provider again when the time comes Reviewed on: 20th December 2016

Very helpful

Zopa are a company which are very helpful and very easy to deal with. Obtaining a loan was very simple to sort out. Reviewed on: 20th December 2016

Loans

Very straightforward with a quick decision and great interest rates Reviewed on: 20th December 2016

Zopa sliding loan calculator is brilliant.

Easy to understand, calculate and set-up. The sliding calculator makes it so easy to decide on the optimum amount and the optimum duration of loan for your needs so as to pay the least possible interest. Paid off our original loan as planned a couple of years ago and recently took another one for something else. Wouldn't look anywhere else for a loan now. Reviewed on: 20th December 2016

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