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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

fuss free, positive experience

I have had a positive experience with Zopa as a load service. I particularly like the lending principles used by this company. I have and will continue to recommend friends and family. Reviewed on: 20th December 2016

great loan

easy process good service excellent interest rate Reviewed on: 20th December 2016

Out Standing Customer Service

I applied for a lone and it was fast efficient and no wast of my time outstanding service Reviewed on: 20th December 2016

Saved me money and helped me out

I need to consolidate some debt after buying a house and Zopa was able to help me do so! Reviewed on: 20th December 2016

Easy to set up and arrange

Easy application, fast decision, great payment options, would go to this company again with no hesitation at all Reviewed on: 20th December 2016

Great provider with good interest rates

Great first experience will definitely use provider again when the time comes Reviewed on: 20th December 2016

Very helpful

Zopa are a company which are very helpful and very easy to deal with. Obtaining a loan was very simple to sort out. Reviewed on: 20th December 2016

Loans

Very straightforward with a quick decision and great interest rates Reviewed on: 20th December 2016

Zopa sliding loan calculator is brilliant.

Easy to understand, calculate and set-up. The sliding calculator makes it so easy to decide on the optimum amount and the optimum duration of loan for your needs so as to pay the least possible interest. Paid off our original loan as planned a couple of years ago and recently took another one for something else. Wouldn't look anywhere else for a loan now. Reviewed on: 20th December 2016

my zopa loan

Painless and easy and great interest rates Reviewed on: 20th December 2016

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