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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

Quick easy and trustworthy. Reliable friendly

5
When talking to staff very helpful and responsive. Good advice and helpful. Reviewed on: 19th December 2016

excellent

5
Just a very easy no fuss application process. Very happy with all aspects of service Reviewed on: 19th December 2016

A great way to borrow

5
Low interest, straight forward paperwork and no hassle. Reviewed on: 19th December 2016

Good service and quick and easy

5
Fast and easy very good service Reviewed on: 19th December 2016

Zopa loan

4
Took out a zopa loan the experience was quick and easy an the Web site was straight forward to use good experience over all Reviewed on: 19th December 2016

Quick, easy, affordable.

5
The bank had turned me down, despite my credit score being excellent. Zopa where there when I needed them. Excellent service, easy to apply for. Well pleased, I'm now exactly where I needed to be to move forward. Reviewed on: 19th December 2016

Has taken a loan very good experience

5
Very happy with low interest rate and high level of customer service 100% recommended Reviewed on: 19th December 2016

Hassle free, low interest and great customer service.

5
I came across Zopa following a search on the moneysupermarket website. They were one of the cheapest and had received good reviews. The form filling was made simple as were the T & C's. We received confirmation very quickly and the cash. A great service and I would use them again. Reviewed on: 19th December 2016

Hassle free loan

4
Hassle free application. Quick decision and access to funds Reviewed on: 19th December 2016

Quick and easy

5
Smooth, quick and easy process with great rates. Reviewed on: 19th December 2016

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