Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

Very good rates

5
Upon using many search engines online zopa always came out on top for the cheapest rates. Will be using again for my next car. Reviewed on: 19th December 2016

Excellent service

5
Zoopa is easy to use and customer friendly. It's been simple from Start to finish Reviewed on: 19th December 2016

Quick, easy service and good rates

5
Quick and easy way to get a loan online at a competitive rate. Helpful throughout the process. Reviewed on: 19th December 2016

Quick, easy to use

5
Using zopa was quick and easy, with a great application form and quick decision Reviewed on: 19th December 2016

best loan rates going

5
was looking for a loan on short notice with low interest rates and couldn't recommend Zopa enough!! Reviewed on: 19th December 2016

Best loan provider of the year

5
I was very happy with their customer service. Quick decision and excellent interest rate. I have already recommended to many friends and colleague. Reviewed on: 19th December 2016

Hastle free Loans

5
Very easy friendly company to deal with. Simple process without endless form filling. Reviewed on: 19th December 2016

Quick, painless process to apply for a loan.

5
Quick and easy process. Great interest rate. Reviewed on: 19th December 2016

Modern

5
Modern, digital transaction; easy peasy Reviewed on: 19th December 2016

Simple

5
This loan is great interest rates, meaning minimal monthly payback. Applying for the loan was so simple and I was approved after a day and the money in my bank in no time at all! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products