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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fast decision, no hassle, would use again!

Straightforward, no complicated forms, would definitely recommend! Reviewed on: 20th December 2016

best loan company

very happy with the service provided nice and easy to do and got accepted very quick. The best part was the interest rate was amazingly cheap definitely the cheapest on the market will 100% refer family/friends Reviewed on: 20th December 2016

Good customer service and good rates

Very straightforward process which took no time at all for funds to be received. Best interest rates found on comparison website Reviewed on: 20th December 2016

Excellent!

Great service and rates. Really quick replies and no hassle application process. 5 Stars! Reviewed on: 20th December 2016

Very easy, great priced loan.

Shopped online and gave me an accurate figure of what my total loan repayment would be. A few easy steps online and I had the money in a matter of days, meaning I was able to consolidate some debts ahead of starting a new job. Thank you! Reviewed on: 20th December 2016

Great Service

Took out a loan to pay for my car, didn't have the best credit but got approved and received the money very quickly! Good rates and easy to set up, a lot more convenient than going through the banks etc. Thanks! Reviewed on: 20th December 2016

I would and already have fully recommend Zopa

Have used Zopa twice now, their rates are very good, their website easy to use and the setting up process pain free. I have already recommended to all my friends and family! Reviewed on: 20th December 2016

Simply the Best!

Everyone today wanting a loan needs a market beating rate,fast decision and fast transfer of agreed funds.Gold Star for Zopa for these.Also to be able to pay off early without penalty was an extra bonus. Reviewed on: 20th December 2016

Quick, Easy no hassle loans, Brilliant !

I took out a loan to purchase a new car and was very impressed with the low interest rate and the speed and ease at taking out the loan. Will definitely recommend to friends and family and use again if necessary. Reviewed on: 20th December 2016

Fantastic Finance

The entire customer experience with Zopa is superb. From the moment I clicked on the apply button I have found the levels of service to be first class, you are kept informed regularly about the status of your application and all communication is professional but informal. The icing on the cake is the great rate offered which was incredibly competitive. Reviewed on: 20th December 2016

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