Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

It was very easy to apply for my loan.

It was very easy to apply for my loan. The app is great. I can make extra payments. Reviewed on: 15th January 2025

Quick and easy to use. Decision made promptly.

Quick and easy to use. Decision made very promptly and no fuss. would recommend. Reviewed on: 15th January 2025

excellent service

found zopa to be a fast,efficient,responsible,professional service. Reviewed on: 15th January 2025

Excellent

I Use the app its very straight forward to use and easy. Zopa always keep me up to date with money. Reviewed on: 15th January 2025

East to use. Fast and great price

East to use. Apr upfront and better than other providers who changed it last minute. Money transferred quick. What more can you ask. Reviewed on: 15th January 2025

very easy to understand and set up loan

very easy to understand and set up loan Reviewed on: 15th January 2025

Quick and easy loan.

Quick and easy loan. Requested what I needed and had the money in the bank the same day. Reviewed on: 15th January 2025

Easy company to deal with.

Easy company to deal with. Would definitely recommend to others. Set up easy and fast. Reviewed on: 15th January 2025

Smooth process from start to finish

Smooth process from start to finish Reviewed on: 15th January 2025

It was a stress-free experience from start to finish

It was a stress-free experience and the loan was issued exactly as promised/noi hidden extras or clauses. The process was online which was not a problem and the staff I dealt with via email were helpful and informative and also patient and answered queries promptly. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Payday Loan (discontinued)
from Different Money (inactive company) 4.04 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub