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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

First Class Service.

From start to finish, my borrowing experience was so easy. Clear instruction every step of the way. Easy online access and approval was almost immediate. Great service, and i have already recommended Zopa to a friend. Reviewed on: 15th January 2025

Good deals if you settled everything

Good deals if you settled everything Reviewed on: 15th January 2025

Zopa. Great company to deal with.

Great company to deal with. Hassle free and very competitive offers. The website is very easy to use and I've never had any problems with my business. Reviewed on: 15th January 2025

At ease when applying .

At ease when applying .gives you time to consider hand accepted the offer of a loan .they are very patient and understanding Reviewed on: 15th January 2025

Nice easy people to do business with

Nice easy people to do business with Reviewed on: 15th January 2025

So quick and easy was the entire process and was giv...

So quick and easy was the entire process and was given an answer more or less straight away Reviewed on: 15th January 2025

Very efficient service and good communications theou...

Very efficient service and good communications theoughout Reviewed on: 15th January 2025

Easy application.

Easy application. Quick responses. Great online app. Regular updates.. Reviewed on: 15th January 2025

Absolutely fantastic service, very fast and affordab...

Absolutely fantastic service, very fast and affordable payments to suit my needs, 10/10 Reviewed on: 15th January 2025

Joined up after using for a personal loan, then open...

Joined up after using for a personal loan, then opened a bank account as well, banking app easy to use, Great banking system Reviewed on: 15th January 2025

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