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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Much better than capital one that’s why I changed to...

Much better than capital one that’s why I changed to Zopa Reviewed on: 15th January 2025

Very easy to navigate on website, and the money tran...

Very easy to navigate on website, and the money transfer was very quick Reviewed on: 15th January 2025

No faff no fuss just excellent service every time

No faff no fuss just excellent service every time Reviewed on: 15th January 2025

Very quick, very easy.

Very quick, very easy, money transfered immediately, would recommend Reviewed on: 15th January 2025

Comprehensive & excellent service

Very friendly & helpful staff, easy application process and I like the way they keep in touch now that I have my loan. Great experience with this bank. Reviewed on: 15th January 2025

Zopa review.

Excellent service and support. From start to finish. Reviewed on: 15th January 2025

zopa ere not like any other they are simply the best

they are the best of the best made it so easy and the customer service is a 10 amazing Reviewed on: 15th January 2025

I had no problems dealing with zopa my was instantly...

I had no problems dealing with zopa my was instantly in my bank account and service was excellent will be using again changed my direct debit no problems overall a great experience dealing with zopa Reviewed on: 15th January 2025

YOUR DIRECT DEBIT COLLECTION SHOULD BE SPECIFIC!

I have taken the loan and making my repayment regularly. Your style of taking direct debits is not quite good enough. Try and take it regularly at a specific date like other companies, please. Reviewed on: 15th January 2025

Fantastic loan company..

Once you have an account applying for the loan online is simple and quick I found this service absolutely brilliant. Reviewed on: 15th January 2025

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