Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

It was easy and quick and they were helpful

It was easy and quick and they were helpful Reviewed on: 15th January 2025

Honest Banking

I have found Zopa to be honest, clear and succinct in their terms and conditions of the financial services they offer Reviewed on: 15th January 2025

My application was approved in minutes and money was...

My application was approved in minutes and money was in my bank account within no time. Reviewed on: 15th January 2025

Review of Zopa

Very competitive rates led me to use Zopa as an alternative to the standard bank loan Reviewed on: 15th January 2025

I was looking for a loan fast and I had no time to w...

I was looking for a loan fast and I had no time to waste.i came across zopla. They explained what was going to done with in a couple of minutes the money was in my bank and they sent me all the relevant details of the loan Via pdf with no hassle or problem whatsoever absolutely brilliant Reviewed on: 15th January 2025

Good experience so far, I will recommend my friends...

Good experience so far, I will recommend my friends Anytime soon Reviewed on: 15th January 2025

Quick and easy to set up, an excellent service with...

Quick and easy to set up, an excellent service with a company that is not only helpful but also listens to their customers. I couldn't recommend highly enough. Reviewed on: 15th January 2025

Very easy to understand interest rates

Very easy to understand interest rates Reviewed on: 15th January 2025

Have used zopa a few times no hassle and money there...

Have used zopa a few times no hassle and money there within the hour great service Reviewed on: 15th January 2025

Good service

The service is very good and it’s a really good experience Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from JL Money 0.00 from 0 reviews
Personal Loans
from ASDA Money 5.00 from 28 reviews
Loans
from Your Community Bank 4.92 from 229 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub