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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Easy process, excellent customer service , very helpful . Reviewed on: 15th January 2025

I asked and Zopa delivered immediately.

I asked and Zopa delivered immediately. First class service. Reviewed on: 15th January 2025

Professional and they do send polite reminders in time

Excellent efficient service and well documented guidelines and terms and Reviewed on: 15th January 2025

Speedy Zopa

My experience was great from the start from applying to acceptance in seemed like only hours. Yes i would recommend Reviewed on: 15th January 2025

Always helpful and professional.

Always helpful and professional. Clear to understand what is needed and the process Reviewed on: 15th January 2025

To be honest theres not much i can say there's good...

To be honest theres not much i can say there's good and the upper level of good take next week I rang with a minor problem sorted out within the first 30 seconds but got talking about my indoor tomatoes for 3/4hour about them they seem to know everything plus there super-duper friendly great peoaple Reviewed on: 15th January 2025

Excellent efficient service friendly supportive woul...

Excellent efficient service friendly supportive would recommend to anybody Reviewed on: 15th January 2025

The best

Can’t fault them , have been with them a few years always great service Reviewed on: 15th January 2025

Loan application

Application process was simple and easy to follow. Information requested was straight forward. Reviewed on: 15th January 2025

William' review 2

Never had any problems with getting the loans Reviewed on: 15th January 2025

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