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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I applied for a credit card application was simple r...

I applied for a credit card application was simple results were quick very happy with service Reviewed on: 15th January 2025

Effortless lending

Zopa platform is very helpful in terms of giving you insight into lending opportunities and what you can do to improve your lending ability Reviewed on: 15th January 2025

Great experience again!

I have had a really good experience with Zopa for the second time , & I highly recommend them. They provide genuine products at very competitive rates. Loans & savings products personalised to me , informative communication that explains my plan very simply. Great app that enables me to see how far I’ve come with my payment plan. Reviewed on: 15th January 2025

Just amazing service, from step one to being approved,

Just amazing service, from step one to being approved, Reviewed on: 15th January 2025

My honest opinion of Zopa.

Easy to deal with. First class company. Everything is made absolutely clear and well detailed. Excellent. Reviewed on: 14th January 2025

We have had a few loans that have helped us out grea...

We have had a few loans that have helped us out greatly. Zopa has been the best option every time. Thank you Reviewed on: 14th January 2025

Easy to use, platform quick decisions

Easy to use, platform quick decisions Reviewed on: 14th January 2025

Apply for my loan was super easy to understand and v...

Apply for my loan was super easy to understand and very efficient. journey throughout has been informative and even checked in on me after first payment on ddi Reviewed on: 14th January 2025

Applied for a loan for car purchase

Applied for a loan for car purchase. It was a very straightforward service and could not have been easier to organise. The application took perhaps 30 minutes to complete and the acceptance was immediate. Two hours later the money was in the account. Reviewed on: 14th January 2025

It was easy to complete the forms and the answer was...

It was easy to complete the forms and the answer was prompt. Reviewed on: 14th January 2025

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