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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa is Great.

I found Zopa knowledgeable and professional. Their website was clear and easy to navigate. My loan was dealt with quickly and efficiently I would not hesitate to recommend their service to family and friends. Reviewed on: 14th January 2025

Easy application process.

Easy application process. Monies received speedily. After application completed excellent communication and information provided. Updated at every stage. Would recommend this company when applying for a loan. Reviewed on: 14th January 2025

A reliable life saver

Zopa has been a life-saver in my time of financial hardship when I needed to make a major purchase and also a credit card which I have used to buy air tickets etc Reviewed on: 14th January 2025

Pleasure to deal with

Online pleasure to deal with clear what your paying Reviewed on: 14th January 2025

Excellent Servic

Very helpful customer service. Easy application process and easy to understand terms and conditions. I have taken a top up loan with them and the process was nice and easy and they ensure you are not overstretching your budget Reviewed on: 14th January 2025

Such a simple process from beginning to end.

Such a simple process from beginning to end. The interest rate offered was also really fair. I had a decision in minutes and the money was in my account. The app is really useful too for keeping track. Reviewed on: 14th January 2025

Experience was simple affective and very efficient

Experience was simple affective and very efficient Reviewed on: 14th January 2025

Tickety-boo with Zopa

I have had no problems with Zopa - everything has been tickety-boo Reviewed on: 14th January 2025

had 3 loans and have had great service every time

had 3 loans and have had great service every time Reviewed on: 14th January 2025

Such an easy application process there also are cust...

Such an easy application process there also are customer service advisors whenever you need them and most of the time100% helpful Reviewed on: 14th January 2025

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