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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

applying for a loan

5
great company for a loan and was one of the cheapest quotes going. I ,received a response the same day and the money was in my account within 3 days. would highly recommend using zopa to anyone looking for a cheap affordable loan. Reviewed on: 19th December 2016

zoperb

5
easy peasy lemon squeezy with no strings atached Reviewed on: 19th December 2016

ZOPA FAST AND FRIENDLY LOANS

5
FROM START TO FINISH ON TAKING MY LOAN WAS QUICK AND FRIENDLY WHEN I NEEDED TO CHANGE MY PAYMENT DATE ZOPA MADE IT EASY FOR ME Reviewed on: 19th December 2016

Good value and efficient.

5
Easy loan to apply for. Recieved monies fast. Efficient service giving confidence in the company. Highly recommended Reviewed on: 19th December 2016

Simple easy loan

4
Good value loan that could be paid back early at no extra cost can't fault that Reviewed on: 19th December 2016

great

5
Simple forms to fill in and a quick service very happy with the service Reviewed on: 19th December 2016

Good company

5
This is a great company. I compared the other companies and the only one that meets my requirements. Clean and transparent list of what and when payments will be charged. I think the company worth recommending. Reviewed on: 19th December 2016

EXCELLENT!

5
GOT A VERY COMPETITITVE RATE, VERY HAPPY WITH THE SERVICE. Reviewed on: 19th December 2016

Quick, easy and hassle free

5
We used Zopa two years ago for a new boiler and based on our previous experience we decided to use Zopa again to help pay for a trip to Australia. Very easy process and the money was in our account in about two days. Very impressive from start to finish. Reviewed on: 19th December 2016

Excellent first time experience

5
Very user friendly website, superfast service, great communication and lots of help available, am a happy customer, thanks for making it so pleasant! Reviewed on: 19th December 2016

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