Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great and simple service

Great service with hidden fees and simple interface Reviewed on: 20th December 2016

Reliable and trustworthy

Helpful clear English website with upfront figures about loan costs and terms. Simple to use. Reviewed on: 20th December 2016

Easy

couldn't be easier to fill in the forms and apply for a loan, quick turnaround too, would highly recommend. Reviewed on: 20th December 2016

excellent products and customer service

excellent products and customer service Reviewed on: 20th December 2016

Just about perfect

Simplicity itself. No hassle. No fuss. Just a very simple and straightforward process to follow and had my money within minutes. Would highly recommend this product to anyone. Reviewed on: 20th December 2016

The best

Such Loan, Many Interest, Wow. So easy to use, helped me build my dream! Don't think, just do. Life is too short. Reviewed on: 20th December 2016

Great experience

The experience was great - quick, easy, no hassle. The website is very easy to navigate and has all information readily available. Reviewed on: 20th December 2016

5* company

Couldnt ask for a better service Reviewed on: 20th December 2016

Great website, great rates and great customer service

Excellent real time experience using the website. Easily being able to pay lump sums off the overall loan is a very convenient featre as well. Reviewed on: 20th December 2016

First class service from start to finish

Fantastic service, rate and communication. Highly recommended. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Loans 2 Go 3.18 from 20 reviews
Personal Loan
from Metro Bank 4.85 from 74 reviews
Loans
from Commsave Credit Union 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub