Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Great service

Really affordable interest rates, my loan was sorted out without any problems, I would definitely recommend my family and friends to use zopa! Reviewed on: 20th December 2016

Excellant

Applying for loan was easy, Apr very competitive, easy site to check payments and option to pay more off as and when I want to. Reviewed on: 20th December 2016

Brilliant new way to borrow.

A refreshing new way to borrow money, fantastic low rates, make extra payments anytime online and get am instant reduction in payments. I'm very impressed with Zopa and have already been recommending them to anyone I know! Reviewed on: 20th December 2016

The perfect loan

I have no reservations in recommending Zopa. Very competitive rates and more flexible than any other lender i have come accross. The whole application process is quick and easy. The website is very simplistic yet informative. A benchmark in how to run a business. Reviewed on: 20th December 2016

Good interest rates and easy to set up

Easy to set up and the interest rate was the best when I compared . I pay monthly direct debit so no need to worry about the bill every month Reviewed on: 20th December 2016

Great and quick service!

Had no problems signing up for the loan was quick and easy and their online log in makes it easy to see your loan and make over payments if you want. I'm never bombarded with emails and haven't got a bad thing to say about this company! Reviewed on: 20th December 2016

Zopa website application

Getting a loan from Zopa was easy, fast and hassle free. The website was easy to negotiate and everything was completed really quickly. I would definitely use them again. Reviewed on: 20th December 2016

Best lender

It wsd so easy yo take a loan and the best rate on the market. I already recommended ZOPA to friends and family. Some friends followed my advise. Main aspects that make ZOPA to stand out are: easy to apply, best rate, easy settlement for payment and control over it in case you you can pay off earlier or you want to change date og payments. Reviewed on: 20th December 2016

impressive

best on the market and very competitive ,very easy to use , never had any problems , will always recommend Reviewed on: 20th December 2016

Safe and easy

Excellent experience, Zopa, have very helpful staff, who make borrowing money an easy transaction, would highly recommend this company. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home credit (discontinued)
from Morses Club (inactive company) 3.36 from 34 reviews
Loans
from TM Advances 3.81 from 1 reviews
Personal loan
from Everyday Loans 4.79 from 4955 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub