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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

No early repayment fees and low rate

Low rate and no early repayment fees so attractive option. Easy to set up and decision was quick Reviewed on: 20th December 2016

Great service

Really affordable interest rates, my loan was sorted out without any problems, I would definitely recommend my family and friends to use zopa! Reviewed on: 20th December 2016

Excellant

Applying for loan was easy, Apr very competitive, easy site to check payments and option to pay more off as and when I want to. Reviewed on: 20th December 2016

Brilliant new way to borrow.

A refreshing new way to borrow money, fantastic low rates, make extra payments anytime online and get am instant reduction in payments. I'm very impressed with Zopa and have already been recommending them to anyone I know! Reviewed on: 20th December 2016

The perfect loan

I have no reservations in recommending Zopa. Very competitive rates and more flexible than any other lender i have come accross. The whole application process is quick and easy. The website is very simplistic yet informative. A benchmark in how to run a business. Reviewed on: 20th December 2016

Good interest rates and easy to set up

Easy to set up and the interest rate was the best when I compared . I pay monthly direct debit so no need to worry about the bill every month Reviewed on: 20th December 2016

Great and quick service!

Had no problems signing up for the loan was quick and easy and their online log in makes it easy to see your loan and make over payments if you want. I'm never bombarded with emails and haven't got a bad thing to say about this company! Reviewed on: 20th December 2016

Zopa website application

Getting a loan from Zopa was easy, fast and hassle free. The website was easy to negotiate and everything was completed really quickly. I would definitely use them again. Reviewed on: 20th December 2016

Best lender

It wsd so easy yo take a loan and the best rate on the market. I already recommended ZOPA to friends and family. Some friends followed my advise. Main aspects that make ZOPA to stand out are: easy to apply, best rate, easy settlement for payment and control over it in case you you can pay off earlier or you want to change date og payments. Reviewed on: 20th December 2016

impressive

best on the market and very competitive ,very easy to use , never had any problems , will always recommend Reviewed on: 20th December 2016

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