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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Can't fault the service I got from them, quick and friendly. If anyone is thinking of getting a loan you won't go far wrong with zopa.

Outstanding service, keep up the good work guys Reviewed on: 20th December 2016

Hassle free loan

Zopa loans are hassle free and low interest. I was asked very few questions and received my loan quickly. I would recommend Zopa loans to everyone!!! Reviewed on: 20th December 2016

No Nonsense- Plain Boring!

I needed a loan for a motorbike and i needed it fast. I did my research and just kepr coming back to Zopa. I was skeptical as the reviews i was reading just seemed to good to be true - with this cynical attitude i nearly didn't bother, I am glad i did. Straightforward application process, quick decision made and quick payment into the account. With excellent rates, the Zopa experience is good and is true! Reviewed on: 20th December 2016

Simple

Simple to set up, no hassling e mails, flexible, accessible , immediate Reviewed on: 20th December 2016

No hidden costs

Simple and easy to understand... log on and you can see your current amount and the effect a payment will make to the rest of your payments Reviewed on: 20th December 2016

Getting a loan

The whole process was easy and fast. It advised response times and kept within them. Reviewed on: 20th December 2016

Very easy to reply

This is my third loan with these and they have never let me down very easy apply For loan The ride was very competitive Reviewed on: 20th December 2016

Very flexible

Good rates. Very easy to use website with flexible options. Great all round Reviewed on: 20th December 2016

No early repayment fees and low rate

Low rate and no early repayment fees so attractive option. Easy to set up and decision was quick Reviewed on: 20th December 2016

Great service

Really affordable interest rates, my loan was sorted out without any problems, I would definitely recommend my family and friends to use zopa! Reviewed on: 20th December 2016

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