Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

View other Zopa products

4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68050)

Grrrreeeeeaaat!!!!!!

Great rate, fast efficient and helpful. Couldn't ask for more :) Reviewed on: 19th December 2016

Fantastic

I was looking for a loan for my kitchen I applied and I was accepted within minutes I was surprised how quickly the loan went through and how easy it is to check my account. Brilliant! Reviewed on: 19th December 2016

Excellent account management.

Very good experience. They have very good online account management. Reviewed on: 19th December 2016

Quick and efficient customer service

I have a loan woth Zopa. And i like when i call to male an extra payment I'm served really quickly and advisors are nice and polite. I do value excellent customer service and next time when i need a loan i will come back again. Tatjana Reviewed on: 19th December 2016

Fast and easy

Easy , fast loan . Simple for the customer. Reviewed on: 19th December 2016

Quick & simple

I first heard of Zopa through Experian. The whole experience has been fuss free & very straightforward. My application was dealt with quickly & efficiently, I would definitely recommend Zopa Reviewed on: 19th December 2016

First class!

Applied online, easy to navigate and simple form. Quick decision. Money transferred quickly to my account. Seemed almost too easy! No hassle whatsoever. Will use again. Reviewed on: 19th December 2016

Amazing

Quick service. Perfect communication. Excellent rates. Could not be happier. Reviewed on: 19th December 2016

So simple and very quick, no nonsense loans

Easy to use and understand, a few clicks and you know if you can and how much it will cost with the benefit of knowing you can repay with no penalty. Reviewed on: 19th December 2016

quick and cheap rate

I got a loan for buying a car , it was quick and easy steps to complete the whole process . The interest rate is much less than the major banks. Im really happy with it Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Commsave Credit Union 5.00 from 2 reviews
Payday Loan
from Heart Paydays 0.00 from 0 reviews
Short-term loans
from Moneyboat.co.uk 4.89 from 765 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub