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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

It took just days for the money to go into my account no fuss or long phone calls. Very friendly, would definitely recommend.

I found the site online, filled out the form, sent it back, and presto the money arrived in my account before the end of the week. Everything is explained via email. Brilliant company. Reviewed on: 20th December 2016

the way forward

Quick decision, clear t&c's, and simple to apply I would recommend to anyone needing a loan. Reviewed on: 20th December 2016

Simple and quick loan application

A quick easy pleasant experience. Borrowing money can be quite an unnerving experience but Zopa put my mind at ease with their simple application and quick response. Reviewed on: 20th December 2016

Better than all other well known providers

The rate advertised was the rate we received and the process was fast and painless. We had chosen with a well known supermarket chain initially but they advertised a rate but only gave a rate 6% higher than insinuated in the quote. Complete waste of our time as they wouldn't tell us the rate over the phone we had to wait 2 weeks for it to come through the mail. Zopa was fantastic!! Reviewed on: 20th December 2016

Great Rates

Very quick and easy to understand online form ,great interest rate ,prompt reply and service would recommend. Reviewed on: 20th December 2016

Quick and easy

I applied for a loan and it took me only a day to get approved and i got my money in 3 working days Would reccomend anyone Reviewed on: 20th December 2016

Positive and quick turn around for loan. Easy to track progress and payback.

Quick & easy to apply. Outcome of application easy to make on 'line . Easy to keep in touch with loan progress. Reviewed on: 20th December 2016

Help when I needed it

They where extremely helpful and the website was easy to use iv not had one issue with this company Reviewed on: 20th December 2016

The process was simple to follow, decision very quick, the IT system really user friendly and felt clean and crisp, modern

Just so easy , yet the lowest rates l have seen and a truly pleasurable on line experience, and simple to track Reviewed on: 20th December 2016

Easy and simple to use

Nice and easy to use, even to the point i was ready to pay the full lian off. Reviewed on: 20th December 2016

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