Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

View other Zopa products

4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68048)

So easy to apply for a loan

Applied for loan and within 2 days it was in my bank account, no complicated forms to fill in so simple and straight forward ,this is my second loan and would not go anywhere else ,and the interest you pay back is very good would really recommend to anyone Reviewed on: 19th December 2016

Superb lender. Pay extra off your loan - at no cost. Great!

I've borrowed two or three times from Zopa now and I find it very simple and quick to get a loan. I regularly pay off a little extra to reduce my loan faster. No fees to do this. Much more user friendly than the traditional,robbing banks. 5 stars Zopa! Reviewed on: 19th December 2016

Quick efficient

From start to finish the service was 1st class .. Reviewed on: 19th December 2016

The best

Plain and simple to apply, quick response with an easy setup. What more can one want. Reviewed on: 19th December 2016

Quick and easy

Website was easy and straight forward. Quick and easy to use and the money transferred quickly too. Easy to modify payment dates etc after the loan was set up Reviewed on: 19th December 2016

Fast and simple

The quickest and easy loan process I've ever done. First class Reviewed on: 19th December 2016

Easy peasy loan application

Easy and quick and all round felt a really positive experience. I like the concept of how Zopa work the fact that actually getting the loan was simple made it all the better. Reviewed on: 19th December 2016

Easy and quick

Really straight forward to organise my loan. And the cheapest rate! Would recommend! Reviewed on: 19th December 2016

Very impressed,

Simple to navigate the website and instant notification Reviewed on: 19th December 2016

Quick response, quick payment all in all a good company would highly recommend to anyone

We're very helpful, I had a very quick and positive response when other companies would not look at me, I have a lot to thank Zopa for Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Lending Stream 4.93 from 2495 reviews
Loans
from Thamesbank Credit Union 3.89 from 15 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub