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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

So easy to deal with.

It was a very quick process from applying to get a long, and getting the money in my bank, great service all round. I would highly recommend you and I have done. Reviewed on: 20th December 2016

By far the best

I have taken out 2 loans with Zopa .their professionalism and customer service is superb .this team will treat you well . Reviewed on: 20th December 2016

Very prompt and smooth

Very helpful and smooth transaction. All details held on account on Internet for reviewing ie payments and contract details Reviewed on: 20th December 2016

Easily resolved

The service was quick , efficient and friendly . Not in the least intimidating but understanding and welcoming . Reviewed on: 20th December 2016

Excellent rates, Fast payment, Hassle free!

It was easy to apply and the money was paid in really quickly. Great company! Reviewed on: 20th December 2016

Easy and Effecient

The whole process was very straightforward and every quickly processed. I would recommend this lender to others not or only for that, but also because of how the loans are provided. Very unique. Very personal. Reviewed on: 20th December 2016

Excellent service

This service was quick and easy to use .But explained everything well Reviewed on: 20th December 2016

Quick and easy to apply. Easy to make extra payments and make changes to my account.

Quick and easy to apply. Instant decision and easy to make extra payments and make changes to my account. Reviewed on: 20th December 2016

Easy

Quick easy hassle free... No problem when I needed to top up and repay old loan... Reviewed on: 20th December 2016

The best personal loan provider

Zopa was amazing .They gave me a loan to get a car when my bank (the one that I was with for over 10 years ) refused to extend my overdraft just because I was on maternity leave and according to them I didn't have enough money coming in. Now i'm back at work and nearly paid off my loan.Massive thanks Zopa :)!You are the best :)!!! You are the best. Reviewed on: 20th December 2016

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