Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

the way forward

Quick decision, clear t&c's, and simple to apply I would recommend to anyone needing a loan. Reviewed on: 20th December 2016

Simple and quick loan application

A quick easy pleasant experience. Borrowing money can be quite an unnerving experience but Zopa put my mind at ease with their simple application and quick response. Reviewed on: 20th December 2016

Better than all other well known providers

The rate advertised was the rate we received and the process was fast and painless. We had chosen with a well known supermarket chain initially but they advertised a rate but only gave a rate 6% higher than insinuated in the quote. Complete waste of our time as they wouldn't tell us the rate over the phone we had to wait 2 weeks for it to come through the mail. Zopa was fantastic!! Reviewed on: 20th December 2016

Great Rates

Very quick and easy to understand online form ,great interest rate ,prompt reply and service would recommend. Reviewed on: 20th December 2016

Quick and easy

I applied for a loan and it took me only a day to get approved and i got my money in 3 working days Would reccomend anyone Reviewed on: 20th December 2016

Positive and quick turn around for loan. Easy to track progress and payback.

Quick & easy to apply. Outcome of application easy to make on 'line . Easy to keep in touch with loan progress. Reviewed on: 20th December 2016

Help when I needed it

They where extremely helpful and the website was easy to use iv not had one issue with this company Reviewed on: 20th December 2016

The process was simple to follow, decision very quick, the IT system really user friendly and felt clean and crisp, modern

Just so easy , yet the lowest rates l have seen and a truly pleasurable on line experience, and simple to track Reviewed on: 20th December 2016

Easy and simple to use

Nice and easy to use, even to the point i was ready to pay the full lian off. Reviewed on: 20th December 2016

Quick, easy, affordable

I've used Zopa twice now to obtain loans. The whole process was fast and painless. The first loan helped me consolidate debts following a difficult and stressful divorce, which in turn provided the base from which I was able to recover my credit score. The 2nd loan was for unexpected car repairs just before Xmas. On both occasions the customer service experience was first class and both applications we're thoroughly vetted before being approved. Zopa are honest lenders that only lend what you can afford. I would recommend them highly. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Loans
from Enterprise Credit Union 4.95 from 2734 reviews
Loans
from Great Western Credit Union 4.74 from 1742 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub