Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Efficient

Incredibly simple, fast and reliable service Reviewed on: 20th December 2016

Zopa loan

Trying to buy a car wasn't easy but having to choice the right loan company was even harder. With zopa it was easy and straightforward. After completing the online assessment, I actually found out that they had the best interest rate out of loan companies I searched for. You have a choice of how king to return the money with a maximum of 5 years which suits my situation and speak to their staff on the phone, she was very helpful and explained everything which was unclear to me at that time Reviewed on: 20th December 2016

Easy, fast and responsible

Very easy, very fast and affordable Reviewed on: 20th December 2016

Excellent rates. Thanks guys!

I am glad that I took this loan with Zopa. I have recommended it already to all my friends,family and work colleagues. Reviewed on: 20th December 2016

Loan to buy a car

The website was user friendly and the loan process was quick and easy. Received the money within 48 hours. Reviewed on: 20th December 2016

Zopa is the best and probably the easiest way to borrow money

The application is simple and the calculator will help you set the best repayments for you. Definitely the best choice, with excellent interest rates. Immediate access to your money, outstanding! Reviewed on: 20th December 2016

Does what it needs to do well

Easy, reliable and understandable Reviewed on: 20th December 2016

Easy

So simple to apply and ultra quick! If only everything were as quick and easy as applying for a Zopa loan! Reviewed on: 20th December 2016

Just simply brilliantly friendly realistic, affordable, no frills or nonsense loans

Just really like the ethics, the investors, the entire peer loan, win/win situation that provides a chance to become involved as both a lender and a borrower. Brilliant!!! Reviewed on: 20th December 2016

Brilliant

Simple, stress free and always great service. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bedfordshire Credit Union 4.53 from 19 reviews
Loans
from Voyager Alliance Credit Union 4.76 from 400 reviews
Personal loan
from Bamboo Loans 4.82 from 16791 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub