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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quick and Efficient

Great turn around from initial application to approval. The loan was for the purchase of a second car and was in my account within days. Having shopped around, Zopa was the cheapest and I would recommend Zopa to anyone. Reviewed on: 20th December 2016

Efficient

Incredibly simple, fast and reliable service Reviewed on: 20th December 2016

Zopa loan

Trying to buy a car wasn't easy but having to choice the right loan company was even harder. With zopa it was easy and straightforward. After completing the online assessment, I actually found out that they had the best interest rate out of loan companies I searched for. You have a choice of how king to return the money with a maximum of 5 years which suits my situation and speak to their staff on the phone, she was very helpful and explained everything which was unclear to me at that time Reviewed on: 20th December 2016

Easy, fast and responsible

Very easy, very fast and affordable Reviewed on: 20th December 2016

Excellent rates. Thanks guys!

I am glad that I took this loan with Zopa. I have recommended it already to all my friends,family and work colleagues. Reviewed on: 20th December 2016

Loan to buy a car

The website was user friendly and the loan process was quick and easy. Received the money within 48 hours. Reviewed on: 20th December 2016

Zopa is the best and probably the easiest way to borrow money

The application is simple and the calculator will help you set the best repayments for you. Definitely the best choice, with excellent interest rates. Immediate access to your money, outstanding! Reviewed on: 20th December 2016

Does what it needs to do well

Easy, reliable and understandable Reviewed on: 20th December 2016

Easy

So simple to apply and ultra quick! If only everything were as quick and easy as applying for a Zopa loan! Reviewed on: 20th December 2016

Just simply brilliantly friendly realistic, affordable, no frills or nonsense loans

Just really like the ethics, the investors, the entire peer loan, win/win situation that provides a chance to become involved as both a lender and a borrower. Brilliant!!! Reviewed on: 20th December 2016

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