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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Brilliant

Simple, stress free and always great service. Reviewed on: 20th December 2016

Speedy and hassle free

Got a great rate (as advertised, and beating my existing banking provider) paid for fast service and this was excellent ... money into account in a matter of hours. Payment arrangements were made efficiently and all correspondence has been very clear and received in a timely manner. Reviewed on: 20th December 2016

Hassle free loans at the best rates

I was looking for a loan to buy a car and most of the bank rates were pretty much the same, but not only was Zopa's rate lower the terms were better and after deciding to go for it a decision was made almost instantly and the money was in my account within 48 hours. Best financial decision I've made (shame I didn't get such expert advice on the car!). Reviewed on: 20th December 2016

Great simple service

Very quick and easy with great customer support! Reviewed on: 20th December 2016

Very convenient

I needed a small loan for a home improvement, and I was very happy with how convenient I found Zopa's service to be. Reviewed on: 20th December 2016

Zopa loan

Easy straightforward application process, amazing interest rates and brilliant customer service keeping you updated with your application. No issues at all and would recommend to anyone needing a loan. Thanks Zopa! Reviewed on: 20th December 2016

Best rates

Zopa was very easy to take out a loan and the rate offered was better than any of the other competitors. Reviewed on: 20th December 2016

Simple application, excellent rates

Hassle free application process, love the way that my loan was funded by members, plain-speaking communication, a very personalised service and great interest rate too. Reviewed on: 20th December 2016

Simple and great value

Taking out the loan was very simple, unlike some loans the interest rates are true, there are no hidden cost. I have looked at other loans that are advertising lower interest rates, but have found the the total amount to be repaid is 100's of pounds more. Contacting Zopa to find out the status is so easy. I was put off slightly as I do like the face to interaction you used to get in a back, but them days are gone. So pleased I took the plunge and went for a Zopa loan, I have had many loans in the passed, this has been the best by far. Reviewed on: 20th December 2016

Fab

Amazing web for loans. Great interest deals Good place to get loans Reviewed on: 20th December 2016

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