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Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Life savers

5
They are what they say they are; Zooooopaaaaa! Money in your account. All done online by myself, no questions, no hustle... Reviewed on: 19th December 2016

Fantastic service

5
I have had a loan with Zopa and wished to extend/reapply and consolidate the existing residual amount. It took moments, with an easy to use website and helpful call centre. Cannot recommend them enough Reviewed on: 19th December 2016

Great fast loan company to deal with

5
From start to finish zopa were a great company to deal with. Reviewed on: 19th December 2016

Friendly, honest and easy

5
Upon applying for my loan I was amazed at how user friendly the Zopa website was. It's is easy to use and understand. There was no doubt about the details of my loan or the terms and conditions I was agreeing too. I have since recommend the company to several people and would utilise their service again should I need to do so. Reviewed on: 19th December 2016

Easy!

5
A brilliant service! Can pay back early at the touch of a button with no hidden charges! Will definitely use again! Reviewed on: 19th December 2016

Simply PERFECT service

5
Wnen I called for information I received the best service what you can imagine. Merry Christmas from your customer Reviewed on: 19th December 2016

Mr Istvan Olah

5
Very good company Everiting is Nice Both of them the people and company I m happy whit the zopa Reviewed on: 19th December 2016

Customer focussed

4
Very easy to use experience. Online services were quick and easy. Reviewed on: 19th December 2016

Fast straight forward service!

5
It was easy and fast experience. Helped me when I needed it the most.. Thank you Reviewed on: 19th December 2016

Good, quick and best value.

4
Applied for online. Accepted quickly and money was transferred straight after. Very good service and good value. Reviewed on: 19th December 2016

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