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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, quick & simple.

Took out a loan, simple application, easy to setup & reliable service Reviewed on: 20th December 2016

The best money lender.

I had a great experience with Zopa as they were very efficient, professional and quick with their decision to borrow me a loan. They are the best money lenders, great customer services and communications. Thank you so much Reviewed on: 20th December 2016

Perfect

Perfect all the way, no complaints whatsoever Reviewed on: 20th December 2016

Excellent, fast, honest and cheap!!

From right at the start of applying for a loan - zopa is far superior to the rest of the market! They don't hurt your credit score to find out your rates which most others do. I got what was advertised ... very happy customer! Reviewed on: 20th December 2016

Great all round!

Great experiance all round, from the minute I applied for my loan until now. Very easy and simple, quick and user friendly! Loan was approved within a day or so and in my account the following day! Reviewed on: 20th December 2016

amazing loan

Easy to take. Easy to repay. Easy to spend. Reviewed on: 20th December 2016

Easy and different

I needed a quick loan to replace my car...rates were as good as I could get elsewhere and the decision was quick, I didn't have to spend hours filling in pages of information and the money was in my account t quickly too. I also liked that I could see where or whom the money was coming from. Reviewed on: 20th December 2016

When all seems lost ....

When all seems lost and you don't know which way to turn Zopa provides a sensible solution to help you overcome what had just appeared to be an insurmountable obstacle. From such a simple concept great things can be achieved. Reviewed on: 20th December 2016

Absolutely marvellously splendid x

Quick and stress free,so easy and a great rate of interest x Reviewed on: 20th December 2016

Easy and friendly

I found the website very easy to use and the terms straightforward. I'd happily recommend Zopa Reviewed on: 20th December 2016

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