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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Responsible lending

Were easy to deal with and checked you out which is good in these days of easy credit. Only downside was that I had to wait a little longer to be approved but otherwise pretty good. Good rate too. Reviewed on: 20th December 2016

The Zopa exeprience

Easy to use, fast & trustworthy website. Easy to keep track if your repayments. Convenient early repayment option. Reviewed on: 20th December 2016

Fast, easy, competitive

The whole experience from start to finish was easy to apply, fast to decide, fast to receive the funds, a much more competitive rate than the people I bank with. Altogether a good borrowing package . Reviewed on: 20th December 2016

Quick, no hassle, great service

Used the online service it was clear about the amount, payback and direct debit. Very fast service no trouble what so ever. Reviewed on: 20th December 2016

Effortless

Completely transparent and fair pricing. Reassuringly thorough and minimal fuss. Exactly what you want in a company! Reviewed on: 20th December 2016

No fuss loans

After supplying required information, the quote given by Zoppa, was the final quote. Unlike other companies and banks, that gave you a quote and then after applying, the quote changed to a larger rate of interest. Reviewed on: 20th December 2016

Simplicity

Took out a loan with Zopa. Really easy and quickly in my account. Reviewed on: 20th December 2016

perfect and speedy service provided

every aspect of service provided was fabulous Reviewed on: 20th December 2016

Easy, quick & simple.

Took out a loan, simple application, easy to setup & reliable service Reviewed on: 20th December 2016

The best money lender.

I had a great experience with Zopa as they were very efficient, professional and quick with their decision to borrow me a loan. They are the best money lenders, great customer services and communications. Thank you so much Reviewed on: 20th December 2016

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