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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopatastic

Fast, efficient and easy to manage. No early repayment charge. Recommended by Martin Lewis MSE. Reviewed on: 19th December 2016

Very clear and easy way to take a loan.

The Zopa loan has enabled us move into our house which we have been doing up for the last year. So we are settled in time for Christmas. Their application was efficient and fast, easy to understand. Reviewed on: 19th December 2016

Best personal loan provider

Quick response to queries. Have enjoyed being zopa customer. Reviewed on: 19th December 2016

Excellent

As a bank customer I can say that Zopa is excellent: better rates, quick turnaround and user-friendly to navigate. First-rate. Reviewed on: 19th December 2016

Quick excellent service

Loan was approved in days with no fuss Reviewed on: 19th December 2016

First class company

Fast, no fuss experience with excellent customer service. Reviewed on: 19th December 2016

No Fuss loans!

Very easy process with straightforward website. Excellent rates as well! This should be your first and only stop when looking for a loan. Reviewed on: 19th December 2016

Fantastic!!!!!

Helpful, fast, great rates and flexible loan management ...i have been a customer for years and would not look to change Reviewed on: 19th December 2016

Zopa wins

Effective, efficient and understanding. Zooa reduced the time and paper work required to get the money I needed for that new car! Great customer service would recommend them to everyone who needs a company that will help them. Reviewed on: 19th December 2016

Quick, easy, good rates

Was simple and quick to get a loan with easy manageable repayments Reviewed on: 19th December 2016

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