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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Clear, simple presentation of a complex product

Clear, simple presentation of a complex product Reviewed on: 19th December 2016

Easiest Financial Experience ever!

From finding that they were the best rates available at the time, set me on the path to becoming a zopa customer and i couldn't have had an easier experience. From the straight forward to understand costs to the easy access and navigate website to the constant communication from them keeping me up to date with the progress of the loan approval, they even kept me informed when they had trouble paying the money out and that it would be with me the next day. Overall a brilliant experience and one I would happily repeat. Reviewed on: 19th December 2016

Very easy and fast application. Good rates

Very easy and fast application. Good rates; simple website Reviewed on: 19th December 2016

Taking out a loan

Easy, immediate feedback, friendly call centre. Reviewed on: 19th December 2016

Amazing service and no hassle

I recently saw on Martin Lewis money saving expert that this was a company to look at when requiring a loan. Within an hour I had completed the application form and money was in the bank. So easy and no stress! Very simple and easy website to use Reviewed on: 19th December 2016

No hassle, low rates

Would recommend. Interets rate was the best around and money was in account within 2 days of being approved. Also no hassle in applying and all done online through application. Reviewed on: 19th December 2016

Easy and quick

Quick decision, quick money, low rates, no early repayment fee. Would use again. Reviewed on: 19th December 2016

An excellent all-round package

The website was so easy to use. The interest rate I was offered better than any bank. The process was quick and easy. I received my decision the next day and the money a few days later. The whole experience was certainly less stressful than applying to a bank. I can't recommend them enough. Reviewed on: 19th December 2016

Quick easy, hassle free

Fast & easy. Hassle free. Fast pay out overall great service Reviewed on: 19th December 2016

Friendly and fast

Really easy, friendly and fast. Money was sent to me really quickly. Will recommend Reviewed on: 19th December 2016

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