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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, clear and flexible

Took out a home improvement loan and where other companies had failed zopa was so easy and simple. I had never take a loan before so decided to go with zopa when they broke it down and showed me what I was going to Pay back! Reviewed on: 19th December 2016

Easy, quick and professional

Brilliant level of service, with quick effective decisions can't fault zopa at all. Reviewed on: 19th December 2016

Best rates around!!

Zopa is a brilliant company with amazing rates. Taking out a loan was so quick and easy, I'd definitely use them again. Reviewed on: 19th December 2016

profesional

very good , and profesional loans company best on uk. Reviewed on: 19th December 2016

Easy and fast.

The experience was very easy and fast. I supplied the required documentation and everything was agreed and completed very quickly. Great service. Would highly recommend to friends and family. Reviewed on: 19th December 2016

Lending made easy

The best rates, the least amount of hassle. What I like is that you can track the balance of your loan online. Reviewed on: 19th December 2016

Quick, easy & stress reliving

Just what the title said Easiest loan application ever Reviewed on: 19th December 2016

Great serivice from zopa

Quick and easy online application and in an instant you will know if your application is approved or not . No calls to the customer care next And going through the same process that you have already filled online . Highly recommended zopa . Reviewed on: 19th December 2016

First rate service from a reliable company

Quick and hassle free process with various options to suit all credit ratings. Applications are dealt with thoroughly and you are kept informed of the process throughout the application. I would recommend Zopa as hey don't just deal with people with perfect credit histories, they deal with all applicants the same professional way. Reviewed on: 19th December 2016

Very low interest rates

I am very happy with zopa because they offered me very low interest rates and excellent service. Reviewed on: 19th December 2016

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