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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Taking out a loan

Easy, immediate feedback, friendly call centre. Reviewed on: 19th December 2016

Amazing service and no hassle

I recently saw on Martin Lewis money saving expert that this was a company to look at when requiring a loan. Within an hour I had completed the application form and money was in the bank. So easy and no stress! Very simple and easy website to use Reviewed on: 19th December 2016

No hassle, low rates

Would recommend. Interets rate was the best around and money was in account within 2 days of being approved. Also no hassle in applying and all done online through application. Reviewed on: 19th December 2016

Easy and quick

Quick decision, quick money, low rates, no early repayment fee. Would use again. Reviewed on: 19th December 2016

An excellent all-round package

The website was so easy to use. The interest rate I was offered better than any bank. The process was quick and easy. I received my decision the next day and the money a few days later. The whole experience was certainly less stressful than applying to a bank. I can't recommend them enough. Reviewed on: 19th December 2016

Quick easy, hassle free

Fast & easy. Hassle free. Fast pay out overall great service Reviewed on: 19th December 2016

Friendly and fast

Really easy, friendly and fast. Money was sent to me really quickly. Will recommend Reviewed on: 19th December 2016

Easy, clear and flexible

Took out a home improvement loan and where other companies had failed zopa was so easy and simple. I had never take a loan before so decided to go with zopa when they broke it down and showed me what I was going to Pay back! Reviewed on: 19th December 2016

Easy, quick and professional

Brilliant level of service, with quick effective decisions can't fault zopa at all. Reviewed on: 19th December 2016

Best rates around!!

Zopa is a brilliant company with amazing rates. Taking out a loan was so quick and easy, I'd definitely use them again. Reviewed on: 19th December 2016

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