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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Loans

A life saver! I couldn't purchase the 10% share in my property without Zopa, they lent me the money without any hassle at all, great service, great offer and great result. Thank you Zopa. Reviewed on: 19th December 2016

Efficient

Quick,efficient,professional and competitive Reviewed on: 19th December 2016

Straightforward

This was the first loan I had to take out in order to buy a car and it was very easy to apply, straightforward and even had a good interest rate compared to many banks. I am very pleased with the service I received. Reviewed on: 19th December 2016

Easy to apply

Fixed rate. Good customer service. Easy to apply. Reviewed on: 19th December 2016

Best rates

Really competitive interest rates, quick and easy application and fast delivery of the money, would defiantly use again! Reviewed on: 19th December 2016

Efficient quick service

I applied for a loan on line and was very impressed with the quick response and the speed of the loan being agreed and the money transferred into my bank account. I also liked the competitive interest rates. Reviewed on: 19th December 2016

Quick responded and friendly to talk to.

Quick to answer. Good telephone manners quick to put money in your bank. Reviewed on: 19th December 2016

Zopa review

Took out a loan with Zopa interest rates were lower than the Banks/ Building Society no problems at all highly recommend Reviewed on: 19th December 2016

easy to applie

only takes a couple of days, no fuss and quick reply. Reviewed on: 19th December 2016

All stars

I had been trying to sort out my bills for a long time but not getting anywhere with all the interest on top off interest my monthly payments were just getting to much then I able to get a zopa loan and have paid off all my other loans and credit cards and only have the one payment a month and in a few years I will debt free. Reviewed on: 19th December 2016

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