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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast service

Fast service, only took a day from application until the money was in the bank, would definitely recommend Zopa. Reviewed on: 19th December 2016

Quick and easy to apply for loans low interest

Quick and easy to apply, quick response good interest rates really low, great dealing with queries and no charge for early repayment would highly recommend. Reviewed on: 19th December 2016

Top Dogs

So very easy to deal with and is with you so quickly. Couldn't rate more highly, superb. Reviewed on: 19th December 2016

Great company, but Listen and Read.. First

Really good customer experience, loan was not explained properly to me and interest is a little high but for me the benefit of managing my loan on line is fantastic. I would have another loan with Zopa but would see if there was a better intent rate first and look at a different way to pay so that I could pay it off quicker Reviewed on: 19th December 2016

Loan with ease of processing

Simple to apply,speedy processing,overall responsiveness high. Reviewed on: 19th December 2016

Loan honesty and simplicity

Ease,fairness and honesty upfront. Reviewed on: 19th December 2016

New Car

A very easy process, great customer service. Favourable interest rates. A great car parked outside. All good. Reviewed on: 19th December 2016

Great Company to get the loan at great interest Rate

I was looking for a some small amount of loan and after comparison between different competitors I found Zopa interest rate was quite reasonable and very great service. As I applied for the loan within couple of days I got my loan. I would definitely recommend Zooa to friend/family ! Reviewed on: 19th December 2016

Speedy and friendly,we've used twice before, we love Zopa loans, cos they opened the door. They helped us out when we needed some money, life is now great, the futures big, bright and sunny.

So good we used you twice. Quick decision money in bank straight away. Love Zopa X Reviewed on: 19th December 2016

Absolutely amazing

Took out a loan with zopa. They are polite and helpful as well as super quick and professional. I would recommend these guys to a friend in a heartbeat. Reviewed on: 19th December 2016

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