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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Fantastic company I am a returning customer so says it all really

5
Brilliant service would highly recommend Reviewed on: 19th December 2016
Richard 's avatar
Richard

LOAN REVIEW

5
I like others was hit in the financial crisis and ended up doing an IVA. After five years of paying of my IVA my bank refused to help me out with a small loan. ZOPA have been excellent in Customer service and with communication. It was quick and simple to set up and unlike most its competitors the APR is very reasonably. I strongly recommend using ZOPA if your looking for a loan.. Reviewed on: 19th December 2016
Lee Musselwhite's avatar
Lee Musselwhite

Personal loan

5
Hassle free loan at very good rate's Reviewed on: 19th December 2016
Neil Kitchen's avatar
Neil Kitchen

Excellent service, professional and swift.

5
Quick and easy, so efficient and swift. Reviewed on: 19th December 2016
Matthew Milburn's avatar
Matthew Milburn

Very good service, quick response and reasonable offers

5
When I needed Zopa was there for me, the rates for their loans were better than most of the providers and customer service was excellent Reviewed on: 19th December 2016
Anonymous's avatar
Anonymous

Highly recommended lender

5
Simple online application, excellent communication through the process, competitive rates, all promised deadlines met or exceeded and exceptional online services after loan is active. I would highly recommend Zopa for lending. Reviewed on: 19th December 2016
Kathryn Mills's avatar
Kathryn Mills

Great loan

5
Easy to use website enabled me to get a small car loan at a rate far better than any other provider. Reviewed on: 19th December 2016
M Holland's avatar
M Holland

EXCELLENT

5
TOP COMPANY BRILLIANT STAFF GREAT RATES QUICK EASY SERVICE YOU WONT GET BETTER Reviewed on: 19th December 2016
JENNY's avatar
JENNY

Extremely Happy ! Thank U !

5
Taking out loan so quick and straight forward. Interest rates very reasonable & unbeaten! Costumer service always polite helpful professional Zopa website very use-friendly so far I took 4 loans and to be honest i'm so so happy! Thank U so so much ! Highly recommended with regards Joanna Reviewed on: 19th December 2016
joanna 's avatar
joanna

Simple AND Great!!

5
We were looking for a way to take my kids to Euro Disney without breaking the bank. I couldn't afford it outright so decided to look for a loan. I wanted a nice affordable monthly payment and that is exactly what I got. In addition to the great low interest deal we got I also couldn't believe how easy it was. We had the money in the bank in a couple of days!!! For less than the price of a weekly takeaway meal we had our dream holiday. Jason, Plymouth Reviewed on: 19th December 2016
Jason Banham's avatar
Jason Banham

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