Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Simply the best

Extremely competitive and simple process to request a loan Reviewed on: 19th December 2016

Taking out a loan

I have a very good banking history including a Credit card and have never been in debt yet my bank Lloyds mess me around for months when I needed money to change my car. And it took Zopa only 3 days. Thanks Reviewed on: 19th December 2016

The Best offer

I visited a comparison website and found that my existing bank and Zopa offered the best deals for the loan I required. I applied to my bank first but they came back with a higher rate than expected so contacted Zopa, the deal quoted was as per the comparison site so it was an easy decision, the process was simple and the loan was approved very quickly, a very happy customer. Reviewed on: 19th December 2016

Painless loan

I took out a loan a couple of years ago so we could take our two young children to Florida. It was a complete surprise to them both as they had no idea we were going to Florida. Thank you for helping make our children's wish/dream come true Reviewed on: 19th December 2016

Excellent lender!

It was so quick and easy to process the loan, no messing and quick payment, with competitive rates. Would highly recommend. Reviewed on: 19th December 2016

Simply Brilliant

Now on my 2nd loan with Zopa. Great rates, super simple to apply and quick too! Reviewed on: 19th December 2016

Perfect

It's really good and had no problems at all. Would definitely recommend it. Reviewed on: 19th December 2016

No hassle, no problems, great customer service. The "go to" loan arranger.

Just so easy and straightforward. Plain English, easy to follow system. Very competitive interest rates, quick spdecision and quick delivery. Reviewed on: 19th December 2016

Awesome

Fast, great, reliable, great online offering. Reviewed on: 19th December 2016

Great help with personal loan at the best interest rate!!

I got the best rate for my loan. Really happy and can't thank enough!! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Payday Loan
from Balmoral Financial 0.00 from 0 reviews
Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub