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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Amazing service!! Excellent Rates!! Wouldn't use anyone else!!

I came across Zopa after needing extra money to pay for my wedding. My bank refused me a loan despite being a loyal customer of 20years. What I loved most about Zopa was the peer to peer lending, I was so grateful that someone could help me out when I most needed it. I never missed a payment and also paid my loan off early with no additional costs incurred. In fact my final payment was less than what I would have paid if the loan had gone to full term. I would 'HIGHLY' recommend ZOPA to anyone. I also felt strongly that my agreement was based on a large element of trust, which really appealed to me. Thankyou ZOPA for helping me when I needed it most. Reviewed on: 19th December 2016

Very easy to talk to and overall easy to deal with, helped me with any questions

All email service, never had to make a phone call which is efficient and effective Reviewed on: 19th December 2016

Very professional, competitive and helpful

Very quick, excellent customer service Reviewed on: 19th December 2016

Top company

Have used zopa a few times now for my personal loans love the flexibility and always a pleasure to deal with Reviewed on: 19th December 2016

First class !!! Simple as that

From start to finish Zopa are first class in all departments from ease of applying to Brilliant customer service! Thank you Zopa Reviewed on: 19th December 2016

Really easy

If you want a loan go to Zopa, fill in your details online (no paperwork), if ok, money in the bank, its as simple as that Reviewed on: 19th December 2016

Competitive rates. Easy access. Excellent service.

I know a loan arranger who could not believe the interest rate that I received. Now he recommends Zopa Reviewed on: 19th December 2016

Simple and honest!

The website is simple, clear and easily understood. Reviewed on: 19th December 2016

Simply...the best

Approved in seconds. Reviewed on: 19th December 2016

Simply the best

Extremely competitive and simple process to request a loan Reviewed on: 19th December 2016

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