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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68047 reviews)

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4.94

Based on 68,047 reviews, last reviewed 17th Mar 2026

273400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best. Great experience from start to finish. All the questions were easy to understand Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68047)

A Top Service

Great service from start to finish. Customer service polite and helpful. Reviewed on: 19th December 2016

Excellent

Perfect customer service and interest rate. Reviewed on: 19th December 2016

Super swift and seamless service

I needed a short term loan in order to finish off refurbishing my house. I went on a comparison website and Zopa seemed to come up favourably and I chose them accordingly for the loan. What was most impressive was how quickly the matter was concluded - the entire process online was simple, quick and efficient. I highly recommend them. Reviewed on: 19th December 2016

Easy to use and at a great rate. No complaints.

Only took a few minutes online, was in my account within twould day. Reviewed on: 19th December 2016

Simple and pain-free

My loan with Zopa has been simple and pain-free throughout. Having been quickly authorised for the loan, the payments were set up and I've never had a single concern since with the payments going out correctly and on time. With only a few months left on this loan, I would certainly use again Reviewed on: 19th December 2016

Easy and hassle free

Needed to change a direct debit and staff couldn't have been more helpful on the phone. Too marks!! Reviewed on: 19th December 2016

Good, no-nonsense service, with clear and honest terms and conditions.

Have used Zopa for a series of car loans and always found them really straightforward to use. Reviewed on: 19th December 2016

Mr Martin

Liked all the process . Easy to read and understand . No hidden extras, self explanatory and a good choice of repayments to suit all budgets. Reviewed on: 19th December 2016

Simply the best!

The most straightforward, no nonsense way to take out a personal loan. Would recommend to anyone. Reviewed on: 19th December 2016

Great loan provider!

Very easy receiving of loan. Quick checks, easy website, quick delivery of money once agreed. Cheap rate of return. Reviewed on: 19th December 2016

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