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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Taking out a loan

I have a very good banking history including a Credit card and have never been in debt yet my bank Lloyds mess me around for months when I needed money to change my car. And it took Zopa only 3 days. Thanks Reviewed on: 19th December 2016

The Best offer

I visited a comparison website and found that my existing bank and Zopa offered the best deals for the loan I required. I applied to my bank first but they came back with a higher rate than expected so contacted Zopa, the deal quoted was as per the comparison site so it was an easy decision, the process was simple and the loan was approved very quickly, a very happy customer. Reviewed on: 19th December 2016

Painless loan

I took out a loan a couple of years ago so we could take our two young children to Florida. It was a complete surprise to them both as they had no idea we were going to Florida. Thank you for helping make our children's wish/dream come true Reviewed on: 19th December 2016

Excellent lender!

It was so quick and easy to process the loan, no messing and quick payment, with competitive rates. Would highly recommend. Reviewed on: 19th December 2016

Simply Brilliant

Now on my 2nd loan with Zopa. Great rates, super simple to apply and quick too! Reviewed on: 19th December 2016

Perfect

It's really good and had no problems at all. Would definitely recommend it. Reviewed on: 19th December 2016

No hassle, no problems, great customer service. The "go to" loan arranger.

Just so easy and straightforward. Plain English, easy to follow system. Very competitive interest rates, quick spdecision and quick delivery. Reviewed on: 19th December 2016

Awesome

Fast, great, reliable, great online offering. Reviewed on: 19th December 2016

Great help with personal loan at the best interest rate!!

I got the best rate for my loan. Really happy and can't thank enough!! Reviewed on: 19th December 2016

Great easy hassle free loan and service

Great company to deal with made it so easy to apply and help with anything I was needing Reviewed on: 19th December 2016

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