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Zopa: Personal loan reviews

4.94
Based on 68,046 reviews, last reviewed 16th Mar 2026
273300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026
Bubele Kihayile's avatar
Bubele Kihayile

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Quick and low Apr loans

5
Great response and veery helpful highly recommended Reviewed on: 19th December 2016

Zopa are amazing

5
Zopa are the best loan company iv found they helped me pay for my wedding and get a new loan out to help me move house ! Highly recommend they are amazing !! There is no pressure no fuss .. direct debit payments so I don't have to worry about a thing !! Reviewed on: 19th December 2016

Quick and easy

5
I have already recommended Zopa to some of my friends and family - taking out a loan was super quick, no interest and I can pay off early with no extra charge. Reviewed on: 19th December 2016

Easy to apply. Hassle free

5
Really easy hassle free quick application Reviewed on: 19th December 2016

Simple, fast and great service

5
No hassle, great communication, fantastic online management system Reviewed on: 19th December 2016

Easy lending

5
A quick and painless way to obtain a loan at a very goog interest rate. Required the loan to finsh off a new kitchen and found the whole process from start to finish easy. Reviewed on: 19th December 2016

Excellent service

4
Prompt ,efficient service.Would definately use the service again. Reviewed on: 19th December 2016

Very easy, good interest rate and received the money quickly

5
Had a frustrating experience with another loan provider so was recommended Zopa by the Experian website. Great interest rate and the money was quickly in my account Reviewed on: 19th December 2016

Never had any problems with Zopa. Highly recommend

5
Customer service team is great.. Reviewed on: 19th December 2016

ZOOPA IS THE BEST

5
Zoopla is the greatest financial institution in the world, simply easy and fun, great service a minimum of formalities Reviewed on: 19th December 2016

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