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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Painless loan

I took out a loan a couple of years ago so we could take our two young children to Florida. It was a complete surprise to them both as they had no idea we were going to Florida. Thank you for helping make our children's wish/dream come true Reviewed on: 19th December 2016

Excellent lender!

It was so quick and easy to process the loan, no messing and quick payment, with competitive rates. Would highly recommend. Reviewed on: 19th December 2016

Simply Brilliant

Now on my 2nd loan with Zopa. Great rates, super simple to apply and quick too! Reviewed on: 19th December 2016

Perfect

It's really good and had no problems at all. Would definitely recommend it. Reviewed on: 19th December 2016

No hassle, no problems, great customer service. The "go to" loan arranger.

Just so easy and straightforward. Plain English, easy to follow system. Very competitive interest rates, quick spdecision and quick delivery. Reviewed on: 19th December 2016

Awesome

Fast, great, reliable, great online offering. Reviewed on: 19th December 2016

Great help with personal loan at the best interest rate!!

I got the best rate for my loan. Really happy and can't thank enough!! Reviewed on: 19th December 2016

Great easy hassle free loan and service

Great company to deal with made it so easy to apply and help with anything I was needing Reviewed on: 19th December 2016

Very reliable and easy

Very reliable and easy - taking out a loan is done with ease. Customer service in Zopa is really excellent. Reviewed on: 19th December 2016

Quick response..amazing staff..all round winner!

I've had 2 loans..all very easy and the staff were brilliant on the phone with friendly advise. And monitoring your loan and payments is great. Reviewed on: 19th December 2016

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