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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Great Company!

Zopa were there when I needed them - they treated me with respect without interrogation which in turn made it clear I was able to make my own decisions about my finances. Very reasonable loan, a great idea and fab way to run a company. Reviewed on: 19th December 2016

Very easy to deal with.

Originally sought a loan for a car & after a recommendation from Martins money mail applied & very quickly got the amount needed from Zopa.Since got another loan also very simply. Reviewed on: 19th December 2016

Awesome and so competitive

I would really recommend Zopa in all aspects User friendly Fast Prompt An very competitive 5 STARS Reviewed on: 19th December 2016

Easy, affordable, great

Easy to do and great choice of rates Reviewed on: 19th December 2016

Great service

Excellent company to work with. Very fast and smooth transaction. Would 100% recommend them to anyone. Brilliant Reviewed on: 19th December 2016

Been very pleased had no problem in getting a loan

Would highly recommend in applying for a loan with Zopa Reviewed on: 19th December 2016

Perfect Loan

Really easy to use online system, but the best thing is the flexibility to pay off the loan early, love that option and would definitely recommend. Reviewed on: 19th December 2016

Easy to set up and good loan terms

Very easy to set up. Good terms and rates. Reviewed on: 19th December 2016

They helped me out when I needed it

A couple of years ago I needed a loan to consolidate my debts. Zopa were the best value out there and the application process was so quick and easy I was sorted in no time and my finances have been in great shape ever since. Reviewed on: 19th December 2016

simple easy supportive

It was simple and straightforward to find out zopa rates of interest and to finalise agreement. I also like that there is someone on the end of a phone if you have any problems or anxieties. Of course the final best thing about Zopa are their rates which are very competitive. Reviewed on: 19th December 2016

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