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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent loan provider!

5
Very easy to apply. Quick decisions. Great lending rates. Flexible on repayment date changes. Would definitely recommend to friends and family. . Reviewed on: 19th December 2016
Daniel Worthington's avatar
Daniel Worthington

Excellent service A

5
Zopa helped me to buy my new car , without their help in would have been stuck .with their excellent rates and friendly service , I highly recommend zopa Reviewed on: 19th December 2016
Simon Junglistic Lythe's avatar
Simon Junglistic Lythe

Just what we needed.

5
Brilliantly simple, very fast and great interest rate compared to the big banks. Had no issues whatsoever, fast application, approval and transfer of funds. Can't say a bad word, just what we needed. Reviewed on: 19th December 2016
Daniel Skitt's avatar
Daniel Skitt

excellent service

5
With only a few steps from start to finish and an excellent customer service Zopa are by far the best Loan Provider I have ever used. Reviewed on: 19th December 2016
Terry Baines's avatar
Terry Baines

Excellent loan provider!

5
Very easy to apply. Quick decisions. Great lending rates. Flexible on repayment date changes. Would definitely recommend to friends and family! Reviewed on: 19th December 2016
Daniel Worthington's avatar
Daniel Worthington

Loan review

5
Very easy and hassle free system. No endless sales calls and very easy website. Able to repay without penalty or question. Gets my vote! Reviewed on: 19th December 2016
Andrea Troy's avatar
Andrea Troy

Very good

5
Great service good rates and good customer service Reviewed on: 19th December 2016
Andrew Lovelock's avatar
Andrew Lovelock

Great service, couldn't be better. Literally.

5
so quick and easy to get exactly what you want or need. All the terms and costs are made clear at the beginning Of The process, you just couldn't make it easier. Would recommend to anyone thinking of taking out a personal loan. Reviewed on: 19th December 2016
David Parry's avatar
David Parry

Quick and Easy

5
Quick and easy to deal with. Would highly recommend. Reviewed on: 19th December 2016
Stacy Coupland's avatar
Stacy Coupland

Fast efficient and flexible service

5
Polite, on the ball, highly professional and responsive to my needs. Thank you. Reviewed on: 19th December 2016
Steve sutherland's avatar
Steve sutherland

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