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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Just what we needed.

Brilliantly simple, very fast and great interest rate compared to the big banks. Had no issues whatsoever, fast application, approval and transfer of funds. Can't say a bad word, just what we needed. Reviewed on: 19th December 2016

excellent service

With only a few steps from start to finish and an excellent customer service Zopa are by far the best Loan Provider I have ever used. Reviewed on: 19th December 2016

Excellent loan provider!

Very easy to apply. Quick decisions. Great lending rates. Flexible on repayment date changes. Would definitely recommend to friends and family! Reviewed on: 19th December 2016

Loan review

Very easy and hassle free system. No endless sales calls and very easy website. Able to repay without penalty or question. Gets my vote! Reviewed on: 19th December 2016

Very good

Great service good rates and good customer service Reviewed on: 19th December 2016

Great service, couldn't be better. Literally.

so quick and easy to get exactly what you want or need. All the terms and costs are made clear at the beginning Of The process, you just couldn't make it easier. Would recommend to anyone thinking of taking out a personal loan. Reviewed on: 19th December 2016

Quick and Easy

Quick and easy to deal with. Would highly recommend. Reviewed on: 19th December 2016

Fast efficient and flexible service

Polite, on the ball, highly professional and responsive to my needs. Thank you. Reviewed on: 19th December 2016

Zoos have been a breath of fresh air. Easy and approachable loan company

I have had 2 loans, the first I paid back early with no penalties or difficulties. The second is current and was easy to organise and get. Thanks for a great experience so far Reviewed on: 19th December 2016

Perfect answer for perfect loan with perfect rate and perfect service.

Very easy to arrange , fast to arrange and with a decent interest rate. Can view account any time. Excellent service. Reviewed on: 19th December 2016

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