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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

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4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Just a great loan

Great rates, easy application, full communication - perfect all round Reviewed on: 19th December 2016

Great people at Zopa high street banks are dead

So easy so quick Zopa are great !! Reviewed on: 19th December 2016

Straightforward great bank

I couldn't tick all the boxes but found Zopa to be competitive, straightforward, fast responders. Recommended all day every day! Reviewed on: 19th December 2016

Great Service

For someone like me with a not so great credit rating I wasn't expecting to get a loan at the sort of rates Zopa were advertising ...I was very surprised about how easy the whole process was and very impressed with the whole service overall and even better when i was in a position to repay the load early there was no early repayment charge and you only paid for the interest over the time you had the loan and not the whole period of the load ...again very impressed and a big big help when it was really needed Reviewed on: 19th December 2016

Easy fair value for money

It was very straight forward and offered the best rates for my situation Reviewed on: 19th December 2016

Perfect

Every step of the way was easy. Would recommend Reviewed on: 19th December 2016

Waxa

Very easy to get processed via their online upload options Reviewed on: 19th December 2016

Ronseal

Does what it says on the box! Easy from start to finish. Reviewed on: 19th December 2016

easy apply

Quickly and easy apply for that loan Reviewed on: 19th December 2016

Quite Simply Superb Service

Need a loan for £20k and looked all over for the best rates that would be quick to set-up Zopa was the obvious choice my loan was sorted within 24hrs and the interest rate is the cheapest one out there. Plus I love the fact I can over pay whenever I want so not only have I got the cheapest loan I can pay it off quicker if I want - Thanks Zopa Outstanding! Reviewed on: 19th December 2016

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