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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great all-round service

Got a Zopa loan for my car this year. They provided the best interest rates but the most notable feature of the service was how easy it was apply for and how quickly the money was in the bank to enable me to snap up a bargain! Reviewed on: 19th December 2016

No mumbo jumbo

Just when it was needed Zopa helped without throwing in any confusing jargon or unnecessary hurdles to jump. Fabulous service, highly recommended. Reviewed on: 19th December 2016

Simple

Fast and cheaper than other 'big brands'. Would definitely use again Reviewed on: 19th December 2016

Best loan provider of the 21st century

Low interest loan, super quick approval process, excellent customer service Reviewed on: 19th December 2016

Great service and reliability

Extremely helpful staff, great advice and service and communicated very well. Would definitely recommend. Reviewed on: 19th December 2016

Mr

I would recommend Zopa for loans an excellent experience Reviewed on: 19th December 2016

Highly recommend

Great company, no issues whatsoever Reviewed on: 19th December 2016

helpful staff fast service

I have been using Zopa for loans for quite a few years. The process is simple the staff are always friendly and helpful. Reviewed on: 19th December 2016

Quick easy loan

Applied Sunday night accepted by 10:00 am Monday morning well impressed Reviewed on: 19th December 2016

Super quick and easy, love my new van.

Was so easy to take out a loan, absolutely no hasseland straight forward. Good rates and affordable repayments Reviewed on: 19th December 2016

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