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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy when needed

It was very easy and quick to get the loan, only very few paperwork. If I would need it I would do it definitely again with Zopa. Reviewed on: 19th December 2016

Great company, great deal.

Easy application, great offers highly recommended. Reviewed on: 19th December 2016

Problem free.

Competitive rates, fast and easy to obtain, problem free. Reviewed on: 19th December 2016

Easy, no nonsense, and excellent customer service

I needed a loan to clear a credit card with silly a interest rate. Applied online, received an answer within minutes, money in account within a few days. So good, I've already recommended Zopa to husband. Fab service guys. Reviewed on: 19th December 2016

very reasonable, good value rates and straightforward loans

We found Zopa to be easy, economical and efficient Reviewed on: 19th December 2016

The best

The lowest rate I could find with the best service. I always recommend zopa! Reviewed on: 19th December 2016

quick decision

Helpful and quick and low interest which is great when needing a loan Reviewed on: 19th December 2016

Quick, simple, easy to use, good interest rate. Good co-operative.

Great idea, low interest rates for borrowers and a good rate of interest paid to lenders. Quick, easy to use. Highly recommended. Reviewed on: 19th December 2016

EXCELLENT SERVICE

NO PROBLEMS FROM START TO FINISH Reviewed on: 19th December 2016

Easy, hassle free and flexible

The service has been 5 star, the interest rates are competitive and the payment options are tailored to suit me. I would highly reccomend. Reviewed on: 19th December 2016

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