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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

excellent company to deal with

good company great rates great service Reviewed on: 19th December 2016

Honest and Truthful review

From start to finish, all the way through to repaying off my loan have been made so easy with Zopla. Customer services are trully Fantastic compared to other lenders I have dealt with in the past!!! Reviewed on: 19th December 2016

Best rates, best service.

Taking out a loan with Zopa was quick and easy. Having searched for the most attractive rates and a company with positive feedback from customers Zopa came out well in front of the rest. My experience so far has confirmed this. Recommended. Reviewed on: 19th December 2016

Fast, Friendly, Fantastic.

Friendly, quick and great rates! Options to reduce monthly amount and just all round helpfulness! Reviewed on: 19th December 2016

Easy & quick for a new Car

When I went on a well known website that finds the best deals I filtered on lowest interest rates and there you were at the top! However, that was not my most satisfying experience with Zopa. I applied for the value I required, which it was instantly agreed and the money was in my account in a few days! I actually had the money before I had even had a chance to see the car! Awesome! Thank you. Reviewed on: 19th December 2016

Professional and friendly

Zopa is friendly and professional. Very easy to apply for a loan, quick and friendly response. Would recommend to others. Reviewed on: 19th December 2016

Low repayments with small interest

I found zopa had the best interest rates in terms of amount to be paid back on what I had borrowed with small repayments. I would recommend this loan company to anyone. Reviewed on: 19th December 2016

Easy when needed

It was very easy and quick to get the loan, only very few paperwork. If I would need it I would do it definitely again with Zopa. Reviewed on: 19th December 2016

Great company, great deal.

Easy application, great offers highly recommended. Reviewed on: 19th December 2016

Problem free.

Competitive rates, fast and easy to obtain, problem free. Reviewed on: 19th December 2016

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