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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa is wonderful

I was trying to get a little loan in my bank, where i had my account for more than 3 years. And no matter i was paying every payments on time, never caused any problem with any payment, never, ever. They refused me without saying a reason. Then i have found Zopa. Quick, easy, clear and simple. No need of wasting my time in the bank branches. I had their product ready after 24 hours. And believe me or not, it was even cheaper than in my bank!!! Ha! I am more than 100% happy with Zopa, and i am sure i will come back to them in future. Reviewed on: 19th December 2016

Zopa are a fantastic lender and I would highly recommend them to anyone!

I found it extremely easy to both take out a loan and get a topup recently so I am very very pleased with Zopa. Their service is first class and I have never had any problems. Reviewed on: 19th December 2016

Quick easy loan!

Took out a loan to clear some debt in one hit. Very easy process, everything was very clear. Very happy! Reviewed on: 19th December 2016

Keep out the fat cats

Easy to use, good rate and good to know real people are benefiting Reviewed on: 19th December 2016

Great company

Fantastic customer service and great rates make Zopa the only company for your next loan Reviewed on: 19th December 2016

Zopa loan

Fantastic website, loan was so easy to arrange and very quick excellent customer service, so helpful. Reviewed on: 19th December 2016

good interest rates and clear lending

The whole process was easy and very clear to use . Good interest rates and the whole process was quick and clear Reviewed on: 19th December 2016

Value when highstreet banks wouldnt help

Zopa helped me get a loan for a car, so that I could continue to get to and from work when mine finally packed in. I tried the big name highstreet banks, but their interest rates were crazy or they wouldnt help out as I hadnt built up much credit yet. Nearly a year on and Im still very happy with the deal and service. Thank you! Reviewed on: 19th December 2016

The best place to get a loan

I have used Zopa several times over a few years and they are the lowest rates and just very easy to use. Its a win win situation as far as I can see. Reviewed on: 19th December 2016

Super Easy to use and fair rates

I found using the Zopa website a no fuss and intuitive experience and the team a pleasure to deal who answered any additional queries how this structure of loans work. After looking at many other options I found Zopas' rates and terms very reasonable and this with the ease of using there website made them a hassle free and confident choice for my personal loan needs. Reviewed on: 19th December 2016

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