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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Beat the banks

My own bank wanted a robbing 21% APR for a 'small' personal loan - for a good, reliable, never overdrawn customer with great credit rating, step in Zopa with an APR of less than HALF that - easy to set up, no nonsense and up front approach to the whole process - absolutely brilliant! Reviewed on: 19th December 2016

A good service, quick response but high rates...

As above really. I would recommend Zopa, the info is very clear and you are kept up to date with the process...... Reviewed on: 19th December 2016

Great service at good rates

Great customer service. At good low rates Reviewed on: 19th December 2016

Zoopla. The benchmark.

What a fantastic company, can't fault them. Those that lend funds should benchmark themselves against Zoopla Reviewed on: 19th December 2016

Great company

Iv used the company before for loans & iv had no problem at all. very easy if you want to pay extra each month would recommend first class company Reviewed on: 19th December 2016

straightforward

From start to finish, simple, efficient and fast. Reviewed on: 19th December 2016

Good and easy loan , and give me a chance to borow

Good and easy loans , and good at giving people a chance Reviewed on: 19th December 2016

Easy transaction from beginning to end

From the moment of contact to the loan being granted everything ran smoothly Reviewed on: 19th December 2016

Very likely

Very helpful, professional any questions or queries replied to with pace Reviewed on: 19th December 2016

Easy to understand

Easy to access and understand. Recommended Reviewed on: 19th December 2016

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