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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

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4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Good communications. Clear process.

Simple clear questions online. Process was clear and quick. Communications were good. Reviewed on: 19th December 2016

Fast and easy loan

Quick and easy to arrange and set up. Didn't take long for money to be sent to me. Competitive interest rates. Would recommend Reviewed on: 19th December 2016

Would highly recommend Zopa

Easy to use website, good communication, easy to make overpayments & to early repay just at the touch of a button and very good interest rates would highly recommend. Reviewed on: 19th December 2016

Easy

Excellent website, easy to use, well designed and nice to look at. I would deffo use it again! Reviewed on: 19th December 2016

Quick and good service

I got the loan quick and simple. Reviewed on: 19th December 2016

Easy to apply. Straight through without fuss.

Needed a loan quickly. This was the best value so I applied. Excellent service and communication. Reviewed on: 19th December 2016

Easy and straight forward

Whole process was easy and straight forward. Clear and informative information. Best rates available for me! Customer is friendly and efficient! Web site easy to navigate and find everything you need. Reviewed on: 19th December 2016

First class

I've had several loans through Zopa. All have been straight forward and transparent. Money has never taken more than 3 days to appear in my account. Reviewed on: 19th December 2016

Quick and easy

It was quick and easy, much easier than a high street bank. Their web interface is also good Reviewed on: 19th December 2016

Quick and easy to apply and there's a voice at the end of the telephone!

I took out my loan with the minimum of fuss; the application process was very easy to follow, the decision was communicated quickly and clearly with no hidden charges; and when I have needed to speak with someone it has been very easy to do so with no impenetrable switchboard to negotiate. Reviewed on: 19th December 2016

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