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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Best value & very easy.

Zopa were cheaper than our bank and very quick to set up. Highly recommend. Reviewed on: 19th December 2016

Fast. Efficient. Competitive. Perfect.

Great lender, really good rates. Quick to provide funds. No hassle. Reviewed on: 19th December 2016

Always received great service, friendly and helpful

Great service every time. Never too much trouble. Reviewed on: 19th December 2016

Quick effecient

I took out a loan and it was all done within a few days Reviewed on: 19th December 2016

Best by far

I was very impressed with the whole experience taking out a Zopa loan. Easy,quick and fantastically low Apr. I can highly recommend Zopa to anyone wanting a hassle free loan experience. Reviewed on: 19th December 2016

Very good experience

Pretty much everything a loan company should be! Reviewed on: 19th December 2016

Great experience money available within a couple of days

Very happy with my experience will definitely recommend and use again personally Reviewed on: 19th December 2016

Great rates and hassle free to organise

Easy to do. Took very little time organise and transfer the cash to purchase my new car Reviewed on: 19th December 2016

Excellent all round service

Quick and efficient service. Excellent rates and customer service. Would certainly recommend to family and friends Reviewed on: 19th December 2016

Really quick and easy. Would definitely recommend.

I applied for a loan to renovate my kitchen and the process was really simple. The money was in my account in a matter of days and the charges were really reasonable. I'd definitely recommend Zopa to friends and family looking for a loan. Reviewed on: 19th December 2016

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