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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Simple and easy

great rates and so simple to apply and set up, Wouldn't use anyone else Reviewed on: 19th December 2016

Nice and easy

Was looking for the best deal to fund home improvement- really easy process, money in bank account ver quick and son stayed at local uni rather than go away - win win - thank you Zopa Reviewed on: 19th December 2016

Best value & very easy.

Zopa were cheaper than our bank and very quick to set up. Highly recommend. Reviewed on: 19th December 2016

Fast. Efficient. Competitive. Perfect.

Great lender, really good rates. Quick to provide funds. No hassle. Reviewed on: 19th December 2016

Always received great service, friendly and helpful

Great service every time. Never too much trouble. Reviewed on: 19th December 2016

Quick effecient

I took out a loan and it was all done within a few days Reviewed on: 19th December 2016

Best by far

I was very impressed with the whole experience taking out a Zopa loan. Easy,quick and fantastically low Apr. I can highly recommend Zopa to anyone wanting a hassle free loan experience. Reviewed on: 19th December 2016

Very good experience

Pretty much everything a loan company should be! Reviewed on: 19th December 2016

Great experience money available within a couple of days

Very happy with my experience will definitely recommend and use again personally Reviewed on: 19th December 2016

Great rates and hassle free to organise

Easy to do. Took very little time organise and transfer the cash to purchase my new car Reviewed on: 19th December 2016

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