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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

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4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Awesome service & quick loan

I liked zopa a lot due to quick and fantastic service. I applied for £2000 and got it with minimum rate of interest and within 3 days money was in my account. Thanks Zopa! Reviewed on: 19th December 2016

Personal loan

It was so easy to get a loan after Appling and submitting all the requirements. The payment to my account was done in less than 24 hours. Reviewed on: 19th December 2016

Very good, fast, flexible loans

Very helpfull staff, fast payments. Reviewed on: 19th December 2016

Quick and easy process and payment plan, really helped me out when I was in a jam.

Helpful, quick and easy process, helped me pay off a surprise tax bill when I was struggling to make ends meet. Reviewed on: 19th December 2016

Great quick service

I used Zopa because of the great interest rate when I wanted to write off an existing loan. The loan was really easy to apply for and the money was in my account quickly. Zopa also kept me updated with the application via regular emails, which was very helpful. Highly recommended! Reviewed on: 19th December 2016

Painless!

Easy to use website, up front and honest. Very quick and well communicated. Exactly what I was looking for! Reviewed on: 19th December 2016

Easy to setup. Low interest rates. Couldnt have asked for more.

Fantastic company. It was so easy to do babe whole thing. And the interest rates are fab. Super. Thumbs up. Reviewed on: 19th December 2016

Great company really helpful

Really easy company to deal with Reviewed on: 19th December 2016

Quick and easy loan

The loan i recieved was quick and in my bank the same day. Really good experience Reviewed on: 19th December 2016

Fast response no nonsense loan

From application to money in the bank zopa was fantastic. Would recommend to anyone wanting a low interest easy application loan with simple and transparent payment figures Reviewed on: 19th December 2016

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