Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great service. Quick application

Great, easy application, money arrived quickly. No issues what so ever. Keep up the good work. Reviewed on: 19th December 2016

totally straightforward!

I looked at Zopa when I needed a small loan for home improvements - the rates were better than any of the banks, and the application process was incredibly straightforward and easy. I got the rate that was advertised, and the decision was really quick. From start to finish it was an uncomplicated and clear process. Plus I like the ethos of community lending - it's nice to be giving a return to other normal folks rather than one of the big banks! Reviewed on: 19th December 2016

I have had numerous loans with Zopa, it's brill! X

Zopa are brill! I have had numerous loans with Zopa Great service Reviewed on: 19th December 2016

Just the best

It was simple to apply for the best intresting rate of any lone company or bank and there was and never been any hassle 10 out of 10 Reviewed on: 19th December 2016

Great rates....easy repayment.....brilliant

On my Second loan now....great rates,,,no hassle,,,,,easy repayment. AAAAAAAA+++++ Reviewed on: 19th December 2016

Great loan

Im happy to use this site, is so easy to understand , qucik actions and great customer service , i would like to recommend it to all :) Reviewed on: 19th December 2016

Fantastic service 2nd to no one

I have used Zopa many times now and have found them to be fantastic each time. Reviewed on: 19th December 2016

Fast, friendly and efficient

Zopa helped me when my bank wouldn't. Very fast, appropriate rates. Highly recommend Reviewed on: 19th December 2016

1st choice always for personal lending

As I had had a previous loan this was done and dusted in seconds and the money in my account extremely quickly Reviewed on: 19th December 2016

applying for a loan

The process of applying and being approved for a loan is very straight forward with the minimum of formalities. Decisions are given in a very short space of time. would recommend to friends. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Cambrian Credit Union 4.85 from 112 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.07 from 3 reviews
Personal Loans
from ASDA Money 4.62 from 28 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub