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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

1st choice always for personal lending

As I had had a previous loan this was done and dusted in seconds and the money in my account extremely quickly Reviewed on: 19th December 2016

applying for a loan

The process of applying and being approved for a loan is very straight forward with the minimum of formalities. Decisions are given in a very short space of time. would recommend to friends. Reviewed on: 19th December 2016

Very good service

Got accepted straight away and had no problems with he repayments Reviewed on: 19th December 2016

Fast easy straightforward

Easy to use website fast response and money transfered promptly good rates Reviewed on: 19th December 2016

Good quality items, quickly delivered

Order came within a few days over the Christmas period, well packaged, good quality for the price. Good service all round Reviewed on: 19th December 2016

Great

Fast, efficient and an excellent alternative to other lenders. Reviewed on: 19th December 2016

Fantastic rates, professional service

Very helpful staff, easy to contact. Reviewed on: 19th December 2016

Value and service

The process of borrowing from Zopa is simple and uncomplicated. They make a decision quickly and put the money into your bank account. After that you just make your payments by direct debit. If, however, things change and you want to overpay or pay off your loan entirely, there are no strings attached: no tie-in period, no penalties, no charges; you just pay off as much as you like. How refreshing. Reviewed on: 19th December 2016

Simple process fantastic service

I needed a loan to pay off my credit cards so contacted Zopa - Within a few days the money was in my bank it couldn't have been easier Reviewed on: 19th December 2016

Fast & straight forward

Very clear cut no hidden charges... Reviewed on: 19th December 2016

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