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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zopa helps to get the things you need.

The process of taking out a loan is really easy. The rates are competitive and affordable. Reviewed on: 19th December 2016

Great loans

Really simple to get a Zopa Loan. Their website is easy to use, the rates are very low and the whole process simple and quick. Once you have the loan it's very easy to keep track of the loan via the website and you can make overpayments when you can with no problem. To sum it up a quick, simple, flexible and cheap way to borrow money. I would recommend them to anyone. Reviewed on: 19th December 2016

applied on line, all information is clear to follow and quick efficient response, hardly any waiting time for a decision

I applied for a loan to do some home refurnishment. Zopa offered excellent rates compared with other banks which I had checked. The whole process was very easy and stress free from the beginning. Reviewed on: 19th December 2016

Excellent service : clear and simple advice

Such an easy application process which is informative and clear throughout - would use Zopa again and recommend to friends or family! Reviewed on: 19th December 2016

Great rate and quick and easy!

The rates were great. I filled in a quick info page and I knew instantly that I was approved the loan. Very easy and quick!! Reviewed on: 19th December 2016

Amazing Company and Experience

Zopa is the by far, the best company I have ever dealt with for a loan. The experience was made very simple, and made easy by the customer friendly staff. I have used Zopa twice for different amounts off loans. Both of these loans were secured within days off my application. I would recommend Zopa too anyone who requires a loan. Large or small Zopa helps sort them all. Reviewed on: 19th December 2016

Have used twice now fast and efficient

I wanted a loan , my bank was going to be a haste and I couldn't get a firm interest rate, with zopa no problem great interest rate and the loan was in my account in no time at all in fact I was that impressed I have used them again and will in the future. Reviewed on: 19th December 2016

totally easy and pleasant experience

looking for a loan ,it was recommended,by a friend, that i try ZOPA. I applied online and discovered how easy it was,i was also very pleased that rates were among the best available.After my application i was quickly accepted and after a phone call ,my loan was in the bank within two days. superb service and so easy. Ican not thank ZOPA enough. Reviewed on: 19th December 2016

Beats other lenders every time!

This is my second loan with zopa. I have found the application process easy and straightforward. Payments are made with ease and I can update my account online anytime I wish. Their rates always beat other lenders! Reviewed on: 19th December 2016

Quick reliable efficient up to date service

Zopa helped me when I needed the most. All application and getting loan was fast and simple. Website and online managing of paying back is easy and fast. I can see what I have paid how my monthly payment is affected by that. How much I have saved paying small amount in addition to monthly payment. Great choice Reviewed on: 19th December 2016

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