Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68046 reviews)

View other Zopa products

4.94

Based on 68,046 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68046)

Zopa

Grate company. Did recommend to a friend. Reviewed on: 19th December 2016

Perfectly digital.

Recommend by a comparison site. I was looking for a low interest loan for a new car. Zopa was 1st on the list. I applied and got it. I was over the moon, so simple, and informed of progress every step of the way. Perfectly digital. Reviewed on: 19th December 2016

Could Not Be Easier

Provided that one has a good credit history, there is unlikely to be a better place to go for a loan in terms of overall service, interest rate and speed of processing. Reviewed on: 19th December 2016

simple, easy to use and setup and competitive rates!

simple, easy to use and setup and competitive rates! Reviewed on: 19th December 2016

Simple and cheap

I was approved with ease and found the rates favourable to others. Reviewed on: 19th December 2016

Really good

It was a really quick and very simple process. Reviewed on: 19th December 2016

Great loans for everybody

My loan,taken to purchase a used motorbike.It was dealt with in a sensible and prompt manner,at a competitive rate,and I would not hesitate in using this service again Reviewed on: 19th December 2016

First class service

First class, hassle free experience. Reviewed on: 19th December 2016

good service

Brilliant service and a good interest rates Reviewed on: 19th December 2016

Easy and convenient service

Application process was easy and money were in my account in a couple of days. This helped me a lot with house moving. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home Loan (discontinued)
from Firth Finance (inactive company) 4.67 from 37 reviews
Loans
from Your Community Bank 4.96 from 172 reviews
Loans
from Thamesbank Credit Union 3.97 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1537 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8043 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub