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Zopa: Personal loan reviews

4.94
Based on 68,046 reviews, last reviewed 16th Mar 2026
273300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

4

I loved the process very fast and straight forward I... I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026
Bubele Kihayile's avatar
Bubele Kihayile

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68046)

Simple, Swift & Satisfactory

5
I came across Zopa VT accident and I am very glad I did. Their rates, application system and customer service is one of the best I have ever experienced. The whole ethos of the company is very appealing and I cannot give them enough stars for their overall performance. Well done to all at Zopa!!! Reviewed on: 19th December 2016

Safe and quickest way

5
Helpful customer service. Recommend for a few friends due to best service. Safest ans quickest way to get loan Reviewed on: 19th December 2016

The Zone of Possible Agreement (ZOPA)

5
Already recommend to friends and family who have now taken out loans with Zopa. Good interest rate, easy to apply! Reviewed on: 19th December 2016

Easy to use all rounder

5
The best rates I could find. Easy to use and easy to pay back early. An all rounder when looking for a loan. Would highly recommend. Reviewed on: 19th December 2016

excelent servis

5
great on line and costomer servis Reviewed on: 19th December 2016

Exactly what I expected

5
Whole process was easy, accommodating to changing my payment date. Would definitely recommend. Reviewed on: 19th December 2016

Good loan company

4
Good loan company with good interest rates and no fuss Reviewed on: 19th December 2016

very good service and quick

5
Took out a loan was very quick checked my history and money was in my account wen said very highly reccommend Reviewed on: 19th December 2016

Great experience

5
Excellent service from start to finish Reviewed on: 19th December 2016

Great service

5
Wanted a hassle free loan, went to my bank who wanted so much information even though they have my account details just to get projection. Basically I had enough saw the Ad regarding Zopa and never looked back will definitely use again and recommend them - Thanks Reviewed on: 19th December 2016

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