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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Good APR rate. Easy and quick to apply

Really quick and simple to take out my loan in a few days it was in my account Reviewed on: 19th December 2016

Absolutely all round fantastic

Catered for all my needs, clear precise information, very helpful Reviewed on: 19th December 2016

Easy prompt service

I was looking to borrow money towards home improvements and found the process very quick and easy. Reviewed on: 19th December 2016

Speedy, reliable and personable

From the initial loan request to the final payment, Zopa offered unparalleled customer service. They provide both reliability and clarity, making them the superior loan company on the market at present. A definite 'yes'! Reviewed on: 19th December 2016

Fantastic interest rates

Zopa offer fantastic interest rates with affordable repayments. Reviewed on: 19th December 2016

Best personal loan company for me

Quick easy and no messing around Reviewed on: 19th December 2016

Simply The Best!

Zopa is a very convenient peer to peer lending service. They are very good value and hassle free. I'd highly recommend Zopa for loans or investment to anyone. Reviewed on: 19th December 2016

Effortless investing and borrowing, superb rates, no shareholders having their pound of flesh!

It's great lending and borrowing with Zopa. You pay a small fee to cover costs and in return you get a great return on your lending and low interest rates on borrowing. The reason - there is no shareholder sat in between, lazily living off the fat of the land! Reviewed on: 19th December 2016

Simple and rewarding

Easy to use, great rates, fantastic service and sticking it to the traditional banking sector. What's not to like? Reviewed on: 19th December 2016

Excellent all round

Easy to do, quick to organise and simple to understand Reviewed on: 19th December 2016

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