Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Simple and rewarding

Easy to use, great rates, fantastic service and sticking it to the traditional banking sector. What's not to like? Reviewed on: 19th December 2016

Excellent all round

Easy to do, quick to organise and simple to understand Reviewed on: 19th December 2016

No hassle lender

Nothing was a problem with zopa , recommend to anyone , good rates too. Reviewed on: 19th December 2016

Zopa loan

Found them effective and the repayable amount easy to manage each month Reviewed on: 19th December 2016

Great interest rates and a hassle free loan

Great interest rates and nice easy application process - quick to setup and hassle free Reviewed on: 19th December 2016

Easy, fast and affordable

Zoopa managed to beat all other mainstream lenders and provide a completely hassle free application 5 stars Reviewed on: 19th December 2016

Quick, easy and great rates!

Money was approved and in my account the next day. Would 100% use Zopa again! Reviewed on: 19th December 2016

Zopa helped me to get a loan at the right time I really needed a loan. Thankyou Zopa

I went to my bank whom I have banked for years. Having previously taken a loan (which was repaid now), I needed a new one to fund my home improvements. My bank came up with a interest rate of 5.8% and zopa was 3.3%. The loan application was simple, clear and no fuss aboslutely as it should be. Will definitely for my next loan if needed in future. Thanks Zopa. Reviewed on: 19th December 2016

Best lender ever!

The whole process of taking out a loan is scary business but the reviews and application form for Zopa made everything easy, straight forward and installed me with confidence. Not only was the APR one of the lowest I had come across but the system Zopa have in place to view, change and alter payment dates is fantastic! I cannot recommend Zopa highly enough! Reviewed on: 19th December 2016

Awesome

Very quick at transferring and very low rates Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews
Personal Loan
from 1st Class Credit Union 3.78 from 24 reviews
Loans
from Voyager Alliance Credit Union 4.74 from 400 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub