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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68045 reviews)

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4.94

Based on 68,045 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Reliable and Efficient Great and fantastic, quick to resolve your problems. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68045)

Fantastic finance

The loan application was easy to understand and simple to complete. Everything is is simple language without any financial jargon. It's so easy to find out how much I owe and to pay extra. Feels like being part of a community. Reviewed on: 19th December 2016

Just brilliant

I found zopa loans brilliant to deal with and an absolutely effortless process. First class service Reviewed on: 19th December 2016

First loan

Really good for people who want to get thee first loan Reviewed on: 19th December 2016

Zopa is wonderful

Applied for a Zopa loan for a car. Was hesitant because I am quite young, but they accepted me and were very helpful with the whole process. Would highly recommend! Reviewed on: 19th December 2016

Perfect deal

I was shocked and happy to see how clear cut and transparent Zopa were with the money you were borrowing. Great interest rate, clearly displayed fees and such a fast response on application. I had never heard of Zopa before taking the loan out and I can tell you now, if I need one in the future Zopa is the only place I'll go! Reviewed on: 19th December 2016

v quick and easy process! received money within a couple of days

v quick and helpful customer service when there was an IT issue with my application. the start to finish application was easy and quick to use, very pleased with the service. interest rates are very competitive and I like the ability to repay early without any penalties Reviewed on: 19th December 2016

All round great service

The loan was easy to apply for, giving plenty of options on repayment at a good interest rate. Website is great for keeping track of repayments, displaying clearly overall loan details. Customer service was quick and friendly when changing my loan also Reviewed on: 19th December 2016

Excellent

Excellent provider, had an instant answer and the money was in my bank within a few days!! Reviewed on: 19th December 2016

Fantactic service and %

Whilst looking for a smallish loan I noticed that promised APR for banks were not available for the amount I needed. Zopa to the rescue!! Offered a fast and efficient service with great interest rates. Great easy to use website that allows you to self serve...make extra payments and see the effects of these payments on the balance. Will definitely make Zopa a "go to lender" again..and have recommended them many times Thank you! Reviewed on: 19th December 2016

Very easy, good rates

I tried Zopa after seeing an advert somewhere and I was needing a small loan to buy my wife a cheap motorcycle. The application process was straightforward and the rates good, plus there is the ability to make extra payments to reduce the loan quicker. I'd definitely use them again in the future. Reviewed on: 19th December 2016

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