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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Absolutely Amazing!

At first, I was not sure about the peer-to-peer loan system offered by Zopa. However, after making an application, not only was the complete process very easy and straight forward, but also, the interest rate they offered me was the best I had ever received, even better than what any mainstream bank could offer. Once the loan was approved, the money was paid into my account within a few hours. I must say, I am truly impressed with Zopa's interest rate, service and the complete process. Well done Zopa! Keep up the amazing work and you will continue to grow your customer base. And for anyone that is considering to use Zopa for a loan, do not let this awesome opportunity pass you! You will regret not making the most out of it. Reviewed on: 19th December 2016

Very quick efficient service

I asked for a loan and within days the money was in the bank Reviewed on: 19th December 2016

Excellent hassle free service

Excellent service -the loan was easy to apply for and I got a decision really quickly Reviewed on: 19th December 2016

Couldn't be simpler!

The application process from start to finish is simple and quick. Put this together with Zopa's low interest rates and you have a loan package that can't be beaten. If I needed another loan I would be straight back and there cannot be any better recommendation than that! Reviewed on: 19th December 2016

Awesome

It's was the most straightforward experience. Very polite and helpful customer service. I have recommended to all my friends and family Reviewed on: 19th December 2016

easy access and fast response online would highly recommend

easy online service with a fast and efficient response plus excellent rates Reviewed on: 19th December 2016

AMAZING

GREAT SERVICE, FAST NO FUSS, NO WAIT, NO HASSLE. THE WAY LENDING SHOULD BE Reviewed on: 19th December 2016

Excellent service by Zopa

I have had excellent service from Zopa for my loan, efficient service and customer service was very good. Reviewed on: 19th December 2016

Excellent interest rates and excellent customer service

Great interest rates and very user friendly website, the option to repay early with no charges is brilliant also the option for a fast track payout even if there is a fee is a great idea. I would recommend zopa to anyone looking to take out a loan. Reviewed on: 19th December 2016

Speedy and fair

Such a quick and hassle free process from application to completion. Funds became available soone than originally projected as well. Great service Thank you Zopa Reviewed on: 19th December 2016

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