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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,089 reviews, last reviewed 16th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026
joannegorton7@gmail.com 's avatar
[email protected]

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Easy

5
Easiest fastest loan I ever got fantastic service Reviewed on: 19th December 2016
Andrew folwell's avatar
Andrew folwell

Excellent service

5
Very easy to use and apply. Kept informed of progress Reviewed on: 19th December 2016
Matthew Barnett 's avatar
Matthew Barnett

Incredibly simple, quick and top customer service

5
I applied online and within minutes my loan for debt consolidation had been approved with an extremely competitive interest rate. The ability to payoff the debt early without incurring extra charges is also extremely helpful. Reviewed on: 19th December 2016
Ant Wheeler's avatar
Ant Wheeler

Excellent service

5
Getting the loan was quick and easy. I could figure amounts and repayment plans quickly and knew exactly what I was getting without hidden costs or fees. Iv already recommended to friends who enquired also because it's easy to navigate. Reviewed on: 19th December 2016
Anna dixon's avatar
Anna dixon

Fast, easy, concise and convenient

5
Needed a loan for an engagement ring, loan was cheaper than other quotes and it arrived in a few days fantastic service Reviewed on: 19th December 2016
Lee Carrington's avatar
Lee Carrington

Excellent

5
I recieved a great service the rates were fab highly recommended loved the fast decision and much better than banks and high street rates would defiantly use Zopa again Reviewed on: 19th December 2016
Sam Baker's avatar
Sam Baker

The best

5
Thank you Zopa because you help me and I appreciate a lot your help Reviewed on: 19th December 2016
Ramona Catana's avatar
Ramona Catana

Transparent and straight forward

4
Quick transfer, transparent and straight forward process. Interest rate could be a bit lower though. Reviewed on: 19th December 2016
Pawel Krol's avatar
Pawel Krol

Real help in a few minutes

5
You've been a real help in just a few minutes. Just great Reviewed on: 19th December 2016
Florin Pirvu's avatar
Florin Pirvu

Fantastic hassle free service

5
I decided I needed to take out a loan for some home improvements. When looking at all the competitors on the market zopla quoted the best interest rate. I made an enquiry and filled out a straight forward questionaire. Within hours I'd received an email saying my application had been successful and the money was in my account within 3 days. Fantastic, efficient service that I would fully recommend. Reviewed on: 19th December 2016
Clare 's avatar
Clare

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