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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

1st Class Service

5
My application was processed in line expediently anf efficiently. My loan was paid when promised. Reviewed on: 19th December 2016
Paul Scotting's avatar
Paul Scotting

Efficient process

5
I found the process of applying for a loan with zopa was efficient. Reviewed on: 19th December 2016
Sum Mac's avatar
Sum Mac

Easy

5
Easiest fastest loan I ever got fantastic service Reviewed on: 19th December 2016
Andrew folwell's avatar
Andrew folwell

Excellent service

5
Very easy to use and apply. Kept informed of progress Reviewed on: 19th December 2016
Matthew Barnett 's avatar
Matthew Barnett

Incredibly simple, quick and top customer service

5
I applied online and within minutes my loan for debt consolidation had been approved with an extremely competitive interest rate. The ability to payoff the debt early without incurring extra charges is also extremely helpful. Reviewed on: 19th December 2016
Ant Wheeler's avatar
Ant Wheeler

Excellent service

5
Getting the loan was quick and easy. I could figure amounts and repayment plans quickly and knew exactly what I was getting without hidden costs or fees. Iv already recommended to friends who enquired also because it's easy to navigate. Reviewed on: 19th December 2016
Anna dixon's avatar
Anna dixon

Fast, easy, concise and convenient

5
Needed a loan for an engagement ring, loan was cheaper than other quotes and it arrived in a few days fantastic service Reviewed on: 19th December 2016
Lee Carrington's avatar
Lee Carrington

Excellent

5
I recieved a great service the rates were fab highly recommended loved the fast decision and much better than banks and high street rates would defiantly use Zopa again Reviewed on: 19th December 2016
Sam Baker's avatar
Sam Baker

The best

5
Thank you Zopa because you help me and I appreciate a lot your help Reviewed on: 19th December 2016
Ramona Catana's avatar
Ramona Catana

Transparent and straight forward

4
Quick transfer, transparent and straight forward process. Interest rate could be a bit lower though. Reviewed on: 19th December 2016
Pawel Krol's avatar
Pawel Krol

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