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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Transparent and straight forward

Quick transfer, transparent and straight forward process. Interest rate could be a bit lower though. Reviewed on: 19th December 2016

Real help in a few minutes

You've been a real help in just a few minutes. Just great Reviewed on: 19th December 2016

Fantastic hassle free service

I decided I needed to take out a loan for some home improvements. When looking at all the competitors on the market zopla quoted the best interest rate. I made an enquiry and filled out a straight forward questionaire. Within hours I'd received an email saying my application had been successful and the money was in my account within 3 days. Fantastic, efficient service that I would fully recommend. Reviewed on: 19th December 2016

loan

quick, easy effective , job done Reviewed on: 19th December 2016

Great rates and great service

Spent 3 months researching home improvement loans and without a shadow of a doubt Zopa were a cut above the rest. The rate was incredibly competitive, the ease of using the website was incredible and the customer service we received was second to none. Would highly recommend! Reviewed on: 19th December 2016

Excellent

Easy to talk to staff very helpful no messing around Reviewed on: 19th December 2016

A friendly easy to use company.

Very smooth and easy transaction. Reviewed on: 19th December 2016

Best borrowing experience yet

Better rates than my own bank! Really simple application process all done and dusted in a couple of days. Better yet if you're feeling flush pay a bit extra off and reduce the term. What's not to like? Reviewed on: 19th December 2016

Excellent service and quick in giving a decision

Thank you for the experience I received Reviewed on: 19th December 2016

Hassle free, easy car loan

I found Zopa an excellent way to lend money for a car. I recommend them and will use them again Reviewed on: 19th December 2016

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