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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68045 reviews)

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4.94

Based on 68,045 reviews, last reviewed 16th Mar 2026

273300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Reliable and Efficient Great and fantastic, quick to resolve your problems. Reviewed on: 16th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68045)

Great to do business with

No hassle, great website, funds released quickly. Reviewed on: 19th December 2016

Super fast, easy to apply, great rates.

Superb all-round experience. Rapid response Reviewed on: 19th December 2016

The best of the best

At the time of taking out my loan Zopa were far and above the best rates for the amount I wanted to borrow. Reviewed on: 19th December 2016

Brilliant!

Gonna problem getting my loan low Apr ! Reviewed on: 19th December 2016

Best loan deal about

I needed a loan to purchase a car. After checking around I found this company offered the best deal for the amount needed. Reviewed on: 19th December 2016

Brilliant company, helped me quickly, proffesinally.

I needed a short term loan for car repairs and zopa really came to my aid! I applied and knew within minutes if I was excepted. When I was money was in my account before I knew it and a few days later my car was back on the road! Thank you! Reviewed on: 19th December 2016

So good

I needed a loan in a hurry,and rather then go to the big banks I searched online and heard about zopa...the loan application was quick and easy. The money cleared my account and the interest rates are very good compared to what my bank wanted to charge me for the same amount Reviewed on: 19th December 2016

Customer satisfaction

Fastest I've even been issued a loan. Very quick easy steps via the website. Which I used on my phone. Was approved instantly money was issued 3 working days. I've always only ever used bank loans so was a bit optimistic about using another company. But was glad I did. Reviewed on: 19th December 2016

Brilliant

Everything is so easy with the whole process. Website easy to work. Straightforward repayment. No early pay back fees. Friendly and super helpful customer service. Just fab. Reviewed on: 19th December 2016

Simple

Simple easy and with out any fuss what more needs to said Reviewed on: 19th December 2016

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