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Zopa: Personal loan reviews

4.94
Based on 68,044 reviews, last reviewed 14th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026
helen d's avatar
helen d

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Very good...

5
Zopa is fast and very efficient.What i like is that it is all done online.Minamal waiting and best of all no paperwork!Other lenders let me down but Zopa came through for me at time when i needed it.Highly recomended! Reviewed on: 19th December 2016

EASY LOAN

5
Brilliant easy to use simple website and simple systems Reviewed on: 19th December 2016

Great

4
Great easy way to get a loan. I would highly recommend. It is easy to pay off even of you want to pay more each month you can. Reviewed on: 19th December 2016

Honest and very pleased

5
This has been the easiest loan to take. Everything went so quick and without hitch. Reviewed on: 19th December 2016

Best loan provider

5
Zopa,offer me the best deal,I was refused by other loans provider and banks, from my credit score web site I find Zopa,and I give a try, I had an personal issue quite big,and Zopa offered all their support,very fast,fair,good customer service,I can only say I am 100%satisfied by them. Thank you Zopa Reviewed on: 19th December 2016

Helped me when I needed it

4
Was simple and helped me when others made it complicated. They afford me a loan when others would not make it simple, at a competetive rate after seeing other loan options. Reviewed on: 19th December 2016

Excellent and amazing loan providers

5
First class service from start to finish , hassle free and not one problem , didn't even pick a phone up so easy Reviewed on: 19th December 2016

Fast and easy online process

5
Fuss free application. Excellent that you can redeem at any time without penalties. Reviewed on: 19th December 2016

Easy,quick and reassuring and low interest rate. Really good.

5
Excellent. Quick, easy. Low interest rate Reviewed on: 19th December 2016

Brilliant

5
The process was nice and straight forward with plenty of help on hand to answer any queries! Reviewed on: 19th December 2016

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