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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Real help in a few minutes

You've been a real help in just a few minutes. Just great Reviewed on: 19th December 2016

Fantastic hassle free service

I decided I needed to take out a loan for some home improvements. When looking at all the competitors on the market zopla quoted the best interest rate. I made an enquiry and filled out a straight forward questionaire. Within hours I'd received an email saying my application had been successful and the money was in my account within 3 days. Fantastic, efficient service that I would fully recommend. Reviewed on: 19th December 2016

loan

quick, easy effective , job done Reviewed on: 19th December 2016

Great rates and great service

Spent 3 months researching home improvement loans and without a shadow of a doubt Zopa were a cut above the rest. The rate was incredibly competitive, the ease of using the website was incredible and the customer service we received was second to none. Would highly recommend! Reviewed on: 19th December 2016

Excellent

Easy to talk to staff very helpful no messing around Reviewed on: 19th December 2016

A friendly easy to use company.

Very smooth and easy transaction. Reviewed on: 19th December 2016

Best borrowing experience yet

Better rates than my own bank! Really simple application process all done and dusted in a couple of days. Better yet if you're feeling flush pay a bit extra off and reduce the term. What's not to like? Reviewed on: 19th December 2016

Excellent service and quick in giving a decision

Thank you for the experience I received Reviewed on: 19th December 2016

Hassle free, easy car loan

I found Zopa an excellent way to lend money for a car. I recommend them and will use them again Reviewed on: 19th December 2016

Very efficient rates

Very fast and efficient service plus the rates are unbeatable Reviewed on: 19th December 2016

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